Property Type: Detached HouseOwnership: Leasehold

1678 Harbour View Crescent Lot# Lot 870

Kelowna, BC V1Z4E1

$875,000

3 bed3.5 bath4 parking1,789 sqftBuilt 2026
Get Directions

Amenities

Also listed: Recreation Centre, Whirlpool, Clubhouse, Racquet Courts

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$245/mo
Annual property tax
$2,128.44

Maintenance Fee Includes

WaterManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Tile, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stone, Stucco
View
Mountain view, View (panoramic)
Pool
Outdoor pool

Building

Roof
Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageLower level6'2'' x 4'8''
Utility roomLower level11'1'' x 10'
BedroomLower level10' x 11'
Full bathroomLower level8' x 6'8''
BedroomLower level10' x 10'4''
Recreation roomLower level20'6'' x 10'9''
Laundry roomLower level6'5'' x 5'7''
Mud roomMain level6'10'' x 6'1''
PantryMain level5' x 5'9''
2pc BathroomMain level5'2'' x 5'5''
3pc Ensuite bathMain level5' x 8'4''
OtherMain level4'9'' x 8'4''
Primary BedroomMain level12'0'' x 11'0''
Living roomMain level13'4'' x 11'6''
Dining roomMain level8'4'' x 15'4''
KitchenMain level11'9'' x 13'8''
FoyerMain level5'8'' x 9'4''

Listing Information

MLS®
10387240
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Experience the Okanagan lifestyle at West Harbour, one of West Kelowna’s most desirable gated waterfront communities. This brand-new 3-bedroom, 2-bathroom home offers the perfect lock-and-leave lifestyle for downsizers, first-time buyers, vacation property seekers, or anyone looking to enjoy resort-style living just steps from the water. Designed for comfort and convenience, the main floor features the primary bedroom, an eat-in kitchen, and bright open-concept living spaces. Downstairs, you’ll find two additional bedrooms, a spacious rec room, and a wet bar—ideal for guests, family, or extra room to relax and entertain. Xeriscape landscaping and all appliances are included for a seamless move-in-ready experience. With only 246 homes in the community and low monthly fees of $245, residents enjoy access to a private beach, outdoor pool, hot tub, clubhouse, fitness centre, and pickleball courts. West Harbour is also incredibly dog friendly, allowing 2 dogs with no size or breed restrictions. Plus, there is no GST, PTT, or Speculation Tax payable. Don't forget to ask about the Legacy Fund! **Please note this home is currently under construction and scheduled for completion late August 2026. Staged photos are for inspiration only and do not depict the exact finishes of the home. (id:63159)

Values & Trends

This listing

$489/sqft

Building average

No other active listings in this building

West Kelowna Estates average

$376/sqft

38 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rose Valley ElementaryElementary1.5 km
Mar Jok ElementaryElementary2.9 km
The Balsam School(Independent)Elementary3.1 km
Central SecondarySecondary3.5 km
Central School ProgramsK-123.5 km
Hudson Road ElementaryElementary3.6 km
St Joseph Elementary School(Independent)Elementary3.7 km
Raymer ElementaryElementary4.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($62,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$700,000.00
Periodic payment — Principal & Interest (monthly)$4,516.16
Additional monthly expenses (strata, tax, utilities, etc.)$511.37
Total monthly cost$5,027.53
Interest paid over 5-yr term$200,622.01
Balance at end of term$629,652.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$62,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,247.84

Cash Needed at Closing

Minimum down payment$62,500
Estimated BC PTT$15,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information