Property Type: Detached HouseOwnership: Leasehold

1686 Harbour View Crescent

West Kelowna, BC V1Z4E1

$949,900

3 bed4.5 bath2 parking2,344 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.09 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$245/mo
Annual property tax
$5,560.57

Maintenance Fee Includes

GarbageManagement

Also included: Ground Maintenance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement15'11'' x 12'8''
3pc BathroomLower level11'3'' x 4'6''
3pc BathroomLower level8'2'' x 6'2''
BedroomLower level15'1'' x 10'9''
BedroomLower level14'9'' x 10'9''
Recreation roomLower level30'5'' x 23'9''
FoyerMain level9' x 9'5''
Partial bathroomMain level8'2'' x 4'
Laundry roomMain level6'11'' x 14'
OtherMain level5'5'' x 14'
3pc Ensuite bathMain level18'1'' x 12'5''
Primary BedroomMain level11'8'' x 14'
Living roomMain level23'3'' x 12'
KitchenMain level16'4'' x 11'8''

Listing Information

MLS®
10392710
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to West Harbour — West Kelowna's most coveted lakeside community. This brand new, never-lived-in 3-bed, 3-bath single-family home offers 2,344 sq ft of thoughtfully designed living space, luxury vinyl plank flooring throughout (zero carpet), and high-end finishings that have to be seen to be appreciated. Completed in 2024 and never occupied — this is as fresh as it gets. The open-concept layout is built for real life: wide hallways, generous rooms, and a kitchen that will make you actually want to cook. Three full bathrooms mean no compromises for families, guests, or working from home. Located in the final phase of West Harbour, you're buying into more than a home — you're buying into a lifestyle. Owners enjoy exclusive access to a private clubhouse, outdoor pool, hot tub, fitness centre, pickle-ball courts, and a stunning Okanagan Lake private beach and marina. Boat slips are available separately. New construction in an established, amenity-rich community is nearly impossible to find in the Okanagan — this is one of the last opportunities to get in. And one more thing — ask your agent about the Legacy Fund. It's not something you'll find anywhere else in the valley. No GST, PPT or Spec Tax applicable. Affordable monthly home owner fees for what you get in amenities and services, only $245/month. Don't wait, book your showing today. (id:63159)

Values & Trends

This listing

$405/sqft

Building average

No other active listings in this building

Westside Road average

$798/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rose Valley ElementaryElementary1.5 km
Mar Jok ElementaryElementary2.9 km
The Balsam School(Independent)Elementary3.1 km
Hudson Road ElementaryElementary3.5 km
Central School ProgramsK-123.6 km
Central SecondarySecondary3.6 km
St Joseph Elementary School(Independent)Elementary3.7 km
Raymer ElementaryElementary4.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (strata, tax, utilities, etc.)$825.38
Total monthly cost$5,728.13
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.20

Cash Needed at Closing

Minimum down payment$69,990
Estimated BC PTT$16,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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