Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

169 BRUCE Street

Kitchener, BC N2B1Z2

$749,900

6 bed2 bath6 parking1,058 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
61 feet

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,757

Interior

Basement
Finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Automatic Garage Door Opener

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
KitchenBasement13'8'' x 11'2''
KitchenMain level9'7'' x 17'9''
3pc BathroomMain level4'11'' x 7'5''
3pc BathroomBasement
BedroomBasement8'5'' x 8'4''
BedroomBasement11'2'' x 12'3''
BedroomBasement9'5'' x 12'3''
BedroomMain level8'4'' x 11'1''
BedroomMain level12'6'' x 11'1''
BedroomMain level12'6'' x 11'1''

Listing Information

MLS®
40859761
Listed
September 8, 2026
Time on market
On the market for 6 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX Twin City Realty Inc. · Data source: CREA DDF.

Description

Legal Duplex with Strong Income Potential on a corner lot! This well-maintained, fully vacant upper unit offers an excellent opportunity for buyers looking to live comfortably while generating rental income from the already-tenanted lower unit. Each unit features 3 bedrooms, 1 bathroom, a full kitchen, separate entrance, and dedicated parking. The property also features a standalone double car garage, providing valuable additional space and convenience. The upper unit is move-in ready, allowing the new owner to make it their home while benefiting from rental income from the lower unit. Ideally located close to schools, shopping, parks, public transit, and major highway access, this property offers the perfect combination of homeownership, income potential, and long-term investment value. A fantastic opportunity for first-time buyers, investors, or anyone looking to offset their mortgage while owning a versatile income property. (id:63159)

Values & Trends

This listing

$709/sqft

Building average

No other active listings in this building

224 - Heritage Park/Rosemount average

$374/sqft

23 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (strata, tax, utilities, etc.)$449.42
Total monthly cost$4,319.90
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.06

Cash Needed at Closing

Minimum down payment$49,990
Estimated BC PTT$12,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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