Property Type: Detached HouseOwnership: Freehold

170 Woodland Dr

Salt Spring, BC V8K1K2

$899,000

3 bed2 bath1 parking1,488 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Lot size
1.03 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,173.19

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Parking

Total spaces
1

Room Dimensions

RoomLevelDimensions
EntranceMain level
Laundry roomMain level8' x 6'
EnsuiteMain level7'8
BedroomMain level14'10 x 8'6
BedroomMain level10' x 8'
BathroomMain level7'5 x 7'11
Primary BedroomMain level15'
KitchenMain level12' x 11'
Dining roomMain level13' x 12'
Living roomMain level18' x 15'
EntranceMain level10' x 7'

Listing Information

MLS®
1030599
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes - Salt Spring · Data source: CREA DDF.

Description

The perfect one-level rancher for first-time buyers or those looking to retire in comfort, ideally located in the highly sought-after Vesuvius area of Salt Spring Island. Set on a private & well maintained 1.03-acre property with the convenience of piped water, this home offers easy living in a natural setting. This well-cared-for residence features 2 bedrooms, den/flex room & 2 bathrooms, including a spa-inspired ensuite complete with heated floors. The bright & inviting interior is enhanced by skylights that flood the home with natural light, complemented by warm wood flooring throughout much of the living space. The thoughtfully designed layout includes a charming kitchen with an eating area, a cozy sunken living room, & the convenience of an attached garage. Enjoy a spacious sundeck overlooking manicured gardens, mature landscaping, & a selection of fruit trees—all accessed by a paved driveway. Perfectly suited for retirees or families seeking single-level living. (id:63159)

Values & Trends

This listing

$604/sqft

Building average

No other active listings in this building

Salt Spring average

$762/sqft

81 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Phoenix PlaceSecondary3.4 km
Gulf Islands SecondarySecondary3.5 km
Fernwood ElementaryElementary3.6 km
Salt Spring ElementaryElementary3.8 km
Crofton Elementary Community SchoolElementary7.6 km
Maple Bay ElementaryElementary11.1 km
Queen of Angels School(Independent)Elementary/Middle14.1 km
Alex AitkenElementary14.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$421.77
Total monthly cost$5,061.80
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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