Property Type: DuplexOwnership: Freehold

1709 43 Street

Vernon, BC V1T6K7

$589,000

4 bed2 bath3 parking1,770 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
Duplex
Stories
1
Lot size
0.08 acres
Frontage
33 feet

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$2,536

Interior

Basement
Full
Heating
Baseboard heaters, Electric
Cooling / A/C
See Remarks
Fireplace
None
Flooring
Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Stucco, Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Laundry roomBasement6'2'' x 4'7''
KitchenAdditional Accommodation9'4'' x 9'0''
Living roomAdditional Accommodation17'3'' x 11'10''
FoyerBasement6'7'' x 6'6''
Full bathroomAdditional Accommodation9'0'' x 6'2''
BedroomAdditional Accommodation10'7'' x 10'7''
Primary BedroomAdditional Accommodation10'8'' x 10'6''
KitchenMain level14'7'' x 9'10''
4pc BathroomMain level7'4'' x 6'7''
Laundry roomMain level6'7'' x 8'2''
Primary BedroomMain level10'8'' x 11'2''
BedroomMain level10'6'' x 10'8''
Living roomMain level18'9'' x 11'11''

Listing Information

MLS®
10394205
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Welcome to this cozy 1/2 duplex at 1709 in South Vernon. This home is 4 bed / 2 bath, home has many updates making this place a turn key ready option. SO...whether your a family needing 4 beds, 2 baths, 2 kitchens and 2 laundries OR maybe your someone needing a $2000 month basement rental mortgage helper OR you are the total investor looking for a complete rental unit with an excellent CAP rate, this place covers the bases. This place provides every buyer with a great opportunity. The seller installed laundry on the main level in 2026. Also, xeriscape in the front, updated the stucco front with rock along the base and a new dividing fence at the front. The back yard is fenced an enclosed for pets, kids and privacy. 5 Minutes to amenities, lakes, trails and shopping. School is biking distance to elementary and secondary. Roof was done in 2017. Renter leaving Aug 1. was paying $2k+utl. If you can generate $48,000 gross/year renting up and down, that's a good ROI. Welcome home or to an investment opportunity. (id:63159)

Values & Trends

This listing

$333/sqft

Building average

No other active listings in this building

South Vernon average

$361/sqft

5 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Clarence Fulton SecondaryElementary784 m
Ellison ElementaryElementary1.0 km
Mission Hill ElementaryElementary1.3 km
St James(Independent)Elementary2.6 km
Alexis Park ElementaryElementary2.7 km
Ecole Beairsto ElementaryElementary2.8 km
W.L. Seaton SecondarySecondary3.1 km
Vernon SecondaryElementary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Lynn's Vietnamese584 m

Cafes (1)

  • Tim Hortons493 m

Grocery (2)

  • Buy Low Foods587 m
  • Okanagan Landing Plaza595 m

Parks (3)

  • Unnamed225 m
  • Grahame Park681 m
  • Heritage Park793 m

Gyms (1)

  • Unnamed570 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($33,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$471,200.00
Periodic payment — Principal & Interest (monthly)$3,040.02
Additional monthly expenses (strata, tax, utilities, etc.)$300.33
Total monthly cost$3,340.36
Interest paid over 5-yr term$135,047.27
Balance at end of term$423,845.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,268.52

Cash Needed at Closing

Minimum down payment$33,900
Estimated BC PTT$9,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$45,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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