Property Type: DuplexOwnership: Freehold

1816 43 Street

Vernon, BC V1T6W8

$489,900

3 bed2.5 bath4 parking1,297 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.09 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$1,142.79

Interior

Heating
Baseboard heaters
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate

Exterior & Lot

Exterior features
Stucco, Wood siding
View
Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
Rear, RV, Street, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageBasement4'2'' x 8'6''
OfficeBasement9'10'' x 8'6''
Recreation roomBasement11'3'' x 18'9''
4pc BathroomSecond level5'0'' x 8'8''
BedroomSecond level11'2'' x 9'8''
BedroomSecond level8'2'' x 8'8''
Primary BedroomSecond level12'2'' x 9'8''
2pc BathroomMain level5'0'' x 5'3''
Living roomMain level11'3'' x 13'4''
Dining roomMain level11'3'' x 5'4''
KitchenMain level14'8'' x 15'8''

Listing Information

MLS®
10395136
Listed
July 18, 2026
Time on market
On the market for 44 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.

Description

Own your own piece of the Okanagan! A smart first step into the market or a strong addition to your investment portfolio. This is the kind of home where the outdoor space truly extends your living area. The newly fenced, low-maintenance yard features artificial turf, a fire pit area, and a covered deck complete with your own hot tub, perfect for relaxing mornings or summer evenings. Inside, this move-in ready 3-bedroom, 2-bathroom home offers a cozy gas fireplace, updated flooring, an updated kitchen, new windows (2025), a newer roof (2010), updated insulation in the attic (2026), and a hot water tank. The functional, family-friendly layout provides bright and comfortable living spaces designed for everyday life. The basement offers additional space for storage, a home office, rec room, or a place for the family to retreat. Appliances including the fridge, stove, washer, and dryer are included, making this an easy move. Located close to schools, parks, trails, shopping, and Okanagan Lake, this home delivers the lifestyle buyers are looking for in a welcoming neighborhood. Book your private showing today. (id:63159)

Values & Trends

This listing

$378/sqft

Building average

No other active listings in this building

South Vernon average

$352/sqft

5 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Clarence Fulton SecondaryElementary917 m
Ellison ElementaryElementary1.1 km
Mission Hill ElementaryElementary1.3 km
St James(Independent)Elementary2.5 km
Alexis Park ElementaryElementary2.6 km
Ecole Beairsto ElementaryElementary2.7 km
W.L. Seaton SecondarySecondary3.0 km
Vernon SecondaryElementary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Lynn's Vietnamese607 m

Cafes (1)

  • Tim Hortons510 m

Grocery (2)

  • Buy Low Foods616 m
  • Okanagan Landing Plaza622 m

Parks (2)

  • Unnamed80 m
  • Heritage Park716 m

Gyms (1)

  • Unnamed608 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$391,920.00
Periodic payment — Principal & Interest (monthly)$2,528.53
Additional monthly expenses (strata, tax, utilities, etc.)$160.23
Total monthly cost$2,688.77
Interest paid over 5-yr term$112,325.40
Balance at end of term$352,533.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,578.80

Cash Needed at Closing

Minimum down payment$24,495
Estimated BC PTT$7,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,793

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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