Property Type: Land / LotOwnership: Freehold

1731 Emerald Rd

Langford, BC V9B6H6

$995,000

0 bed0 bath4 parking
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Property Details

Property & Lot

Lot size
1.06 acres
Zoning
Residential

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$4,480.69

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
4 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
OtherMain level

Listing Information

MLS®
1038287
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: NAI Commercial (Victoria) Inc. · Data source: CREA DDF.

Description

Exceptional 1.06-acre oceanfront building lot offering rare private access to the breathtaking waters of Finlayson Arm. Just 10 mins to Langford and 25 mins to Downtown Victoria, this premium property combines peaceful West Coast living with everyday convenience. Enjoy kayaking, paddle boarding, and wildlife sightings—including seals, otters, and eagles—right from your doorstep. Positioned within a distinguished high-elevation enclave, the future home site is designed to capture sweeping panoramic WEST facing ocean, mountain and valley views with incredible natural light. Custom home plans tailored specifically for the property available, or bring your own vision to life. A qualified custom builder familiar with the land is ready to help create your spectacular waterfront retreat. Minutes from world-class golf, hiking, bike trails, shopping, schools and highway access. This is a rare opportunity to build your dream waterfront life. View the video and info package for more information. (id:63159)

Location Insights

Weather

Nearest station: Esquimalt

15°C

Humidity 82%

Wind N 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

46,584

(2021 Census)

+31.8% since 2016

Density: 1,124.4/km²

Dwellings: 19,968

Median household income: $93,000

After-tax: $82,000

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 1,165
  • Philippines2.2% · 1,005
  • India1.4% · 655
  • United States of America1.1% · 520
  • China0.8% · 380
  • Korea, South0.5% · 230
  • Viet Nam0.4% · 170
  • Germany0.4% · 165

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Willway ElementaryElementary4.1 km
Lakewood ElementaryElementary4.4 km
Millstream ElementaryElementary5.0 km
Spencer Middle SchoolMiddle5.5 km
Ruth King ElementaryElementary5.6 km
Belmont SecondaryElementary5.9 km
Lighthouse Christian Academy(Independent)K-126.3 km
David Cameron ElementaryElementary6.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$796,000.00
Periodic payment — Principal & Interest (monthly)$5,135.52
Additional monthly expenses (strata, tax, utilities, etc.)$373.39
Total monthly cost$5,508.91
Interest paid over 5-yr term$228,135.89
Balance at end of term$716,004.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,078.32

Cash Needed at Closing

Minimum down payment$74,500
Estimated BC PTT$17,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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