Property Type: Detached HouseOwnership: Freehold

1753 SIMON BAY ROAD

Fraser Lake, BC V0J1S0

$439,900

2 bed2 bath1,500 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.54 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,579.23 (2025)

Interior

Basement
Crawl space
Heating
Forced air, Electric, Pellet
Fireplace
None

Exterior & Lot

Exterior features
Wood
View
Lake view, View of water
Waterfront
Waterfront

Building

Foundation
Unknown
Roof
Metal, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
DenMain level
Enclosed porchMain level
Bedroom 2Above

Listing Information

MLS®
R3117198
Listed
April 29, 2026
Time on market
On the market for 124 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Lake life dreams start here! This beautifully updated Fraser Lake waterfront gem is move-in ready and packed with charm. Featuring 2 bedrooms (den/entry could be converted to a 3rd bedroom), 2 full bathrooms, and a fully fenced yard, perfect for kids and pets. Enjoy peace of mind with a generator wired into the home, plus cozy evenings by the pellet stove. Updates over the years include a refreshed kitchen and bathrooms, lighting, switches, landscaping, and more! Take in stunning lake views from every angle, relax on the sunny deck to the sounds of loons and ducks, or host guests in the adorable log cabin by the water. Complete with 2 firepit areas, a small greenhouse, large lawn, 12' X 24' storage shed, and a graveled driveway, this cheerful lakeside retreat is a must-see! (id:63159)

Values & Trends

This listing

$293/sqft

Building average

No other active listings in this building

Fraser Lake average

$293/sqft

21 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Mouse Mountain ElementaryElementary3.6 km
Fraser Lake Elem-SecondaryK-123.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$351,920.00
Periodic payment — Principal & Interest (monthly)$2,270.47
Additional monthly expenses (strata, tax, utilities, etc.)$289.94
Total monthly cost$2,560.40
Interest paid over 5-yr term$100,861.28
Balance at end of term$316,553.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,213.54

Cash Needed at Closing

Minimum down payment$21,995
Estimated BC PTT$6,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,293

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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