Property Type: Land / LotOwnership: Freehold

176 Christie Mountain Lane

Okanagan Falls, BC V0H1R3

$385,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.5 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,392.57

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Building

Water source
See Remarks
Utilities
Sewer
Parcel ID (PID)
024-190-381

Listing Information

MLS®
10378559
Listed
March 9, 2026
Time on market
On the market for 175 days
Data last synced
August 31, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Where breathtaking sunsets meet endless possibility. This exceptional Heritage Hills building lot showcases stunning westerly views over Skaha Lake, offering a spectacular backdrop for your future home. Situated within an established section of the neighbourhood, the property offers the perfect balance of privacy & natural beauty. Surrounded by mature landscaping and nearby outdoor recreation, this peaceful setting feels tucked away while remaining just a short drive to beaches, wineries, hiking trails, and local amenities. With ample space to design and build a custom residence that captures the views, light, and lifestyle this location is known for, this rare homesite presents an incredible opportunity to create something truly special in one of the region’s most scenic and sought-after areas. (id:63159)

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kaleden ElementaryElementary3.5 km
Princess Margaret SecondarySecondary6.8 km
Okanagan Falls ElementaryElementary7.0 km
Wiltse ElementaryElementary7.5 km
Columbia ElementaryElementary9.1 km
Holy Cross School(Independent)Elementary/Middle9.3 km
Penticton Christian School(Independent)K-129.8 km
Entre-lacsElementary/Middle9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$308,000.00
Periodic payment — Principal & Interest (monthly)$1,987.11
Additional monthly expenses (strata, tax, utilities, etc.)$116.05
Total monthly cost$2,103.16
Interest paid over 5-yr term$88,273.69
Balance at end of term$277,047.00

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,812.49

Cash Needed at Closing

Minimum down payment$19,250
Estimated BC PTT$5,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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