Property Type: TownhouseOwnership: Strata

1804 46 Avenue Unit# 2

Vernon, BC V1T3P5

$598,000

3 bed3.5 bath2 parking1,437 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$385/mo
Annual property tax
$3,011

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Other

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomSecond level9'0'' x 4'11''
BedroomSecond level9'0'' x 12'0''
BedroomSecond level8'11'' x 12'1''
Full ensuite bathroomSecond level10'4'' x 4'11''
Primary BedroomSecond level10'4'' x 14'3''
Partial bathroomMain level5'6'' x 4'11''
Living roomMain level20'4'' x 13'1''
Dining roomMain level11'7'' x 11'0''
KitchenMain level13'5'' x 11'10''

Listing Information

MLS®
10396691
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Modern townhouse in the heart of Vernon British Columbia. This lovely townhome offers the convenience of central location with the interior and exterior space of a small home. The open concept main floor is perfect for entertaining with a bright and oversized kitchen (with large granite island) that open into the living room and dining room area. Proceed upstairs to the primary suite with full ensuite and 2 more bedrooms and bathrooms. A great family home or starter home for the couple looking for office space. The rooftop patio offers even more entertainment spaces and expansive views of the Vernon area. The home is located within walking distance of downtown Vernon and many bus routes. Close walking distance to Butcher Boys and a short car ride to world famous Silver Star Mountain Resort. Don't miss your chance for contemporary living in Vernon BC! The 2 car tandem garage also offers a plug-in for an electric vehicle! (id:63159)

Values & Trends

This listing

$416/sqft

Building average

No other active listings in this building

Harwood average

$333/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pleasant Valley Christian Academy(Independent)Elementary/Middle137 m
Harwood ElementaryElementary306 m
W.L. Seaton SecondarySecondary1.1 km
Silver Star ElementaryElementary1.3 km
Ecole Beairsto ElementaryElementary1.6 km
Alexis Park ElementaryElementary1.8 km
St James(Independent)Elementary2.0 km
Vernon SecondaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Eat Good Market Deli - Pineapple Express Bistro · 4511 27 Street765 m

Grocery (1)

  • Butcher Boys487 m

Parks (2)

  • Girouard Park515 m
  • Unnamed745 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$478,400.00
Periodic payment — Principal & Interest (monthly)$3,086.47
Additional monthly expenses (strata, tax, utilities, etc.)$707.92
Total monthly cost$3,794.39
Interest paid over 5-yr term$137,110.82
Balance at end of term$430,322.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,800
Stress test qualifying rate8.09%
Payment you must qualify for$4,330.81

Cash Needed at Closing

Minimum down payment$34,800
Estimated BC PTT$9,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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