Property Type: TownhouseOwnership: Strata

5311 20 Street Unit# 2

Vernon, BC V1T9N1

$548,000

3 bed3.5 bath2 parking1,258 sqftBuilt 2027
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$269/mo
Annual property tax
$0

Maintenance Fee Includes

GarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomMain level6'2'' x 3'
Full bathroomSecond level5' x 8'
4pc Ensuite bathSecond level10'10'' x 10'
BedroomSecond level15'8'' x 9'5''
BedroomSecond level12'10'' x 9'5''
Primary BedroomSecond level10' x 12'
KitchenMain level11'11'' x 12'
Dining roomMain level11' x 10'3''
Living roomMain level12'4'' x 15'8''

Listing Information

MLS®
10384798
Listed
April 24, 2026
Time on market
On the market for 129 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan-Letnick Estates · Data source: CREA DDF.

Description

HARWOOD SPRINGS TOWNHOMES – MODERN LUXURY IN CENTRAL VERNON. Welcome to Harwood Springs, an exclusive collection of just 11 modern townhomes in Vernon’s sought-after Harwood neighbourhood. This presale opportunity offers a rare chance to secure refined, energy-efficient living in a prime central location. Thoughtfully designed, these homes feature spacious multi-level layouts, double garages, and beautifully appointed interiors with premium KitchenAid appliances and an EV charger in every unit. Built to meet Step Code 4 energy-efficiency standards, each home delivers enhanced comfort, performance, and long-term value. Enjoy expansive private decks and dedicated green space with every home, creating seamless indoor-outdoor living ideal for relaxing or entertaining. Offering exceptional value, units average under $360/sqft, positioning this development among the most attractive new-build opportunities in Vernon. Select homes offer flexible layouts with potential suite options, ideal for extended family or additional income. Minutes to shopping, schools, parks, trails, and everyday amenities. Private. Refined. Limited. A boutique community where modern design meets lifestyle and lasting value. Visit our presentation center at The Village Green Mall (By Appointment). First-time home buyers may be eligible for applicable Property Transfer Tax exemptions and GST rebates or incentives. Buyers should independently verify eligibility and applicable program requirements. (id:63159)

Values & Trends

This listing

$436/sqft

Building average

$360/sqft

3 active listing(s)

Harwood average

$331/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pleasant Valley Christian Academy(Independent)Elementary/Middle976 m
Harwood ElementaryElementary1.0 km
W.L. Seaton SecondarySecondary1.6 km
Alexis Park ElementaryElementary2.0 km
Silver Star ElementaryElementary2.1 km
Ecole Beairsto ElementaryElementary2.2 km
B X ElementaryElementary2.5 km
St James(Independent)Elementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • C-Lovers Fish & Chips450 m
  • 27th Street Grille1649 m
  • Red Robin · 5601 Anderson Way733 m
  • Browns Socialhouse · 100-4900 27 Street756 m
  • Temptasian Restaurant & Lounge767 m

Cafes (2)

  • Tim Hortons481 m
  • Starbucks · 4900 27 Street751 m

Grocery (2)

  • Butcher Boys502 m
  • Save-On-Foods756 m

Parks (4)

  • Unnamed131 m
  • BX Creek Natural Wetland278 m
  • BX Creek Wetlands692 m
  • N'Kwala Park · 5440 MacDonald Road737 m

Shopping (3)

  • Walmart291 m
  • Unnamed490 m
  • Canadian Tire729 m

Gyms (1)

  • World Health and Fitness · 4801 27 Street626 m

Banks & ATMs (1)

  • Scotiabank787 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$438,400.00
Periodic payment — Principal & Interest (monthly)$2,828.41
Additional monthly expenses (strata, tax, utilities, etc.)$332.43
Total monthly cost$3,160.84
Interest paid over 5-yr term$125,646.70
Balance at end of term$394,342.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,800
Stress test qualifying rate8.09%
Payment you must qualify for$3,984.78

Cash Needed at Closing

Minimum down payment$29,800
Estimated BC PTT$8,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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