Property Type: Land / LotOwnership: Freehold

1810 Hilltop Crescent

Kelowna, BC V1V2R1

$2,899,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.71 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$8,503.24

Interior

Fireplace
None

Listing Information

MLS®
10380758
Listed
March 25, 2026
Time on market
On the market for 159 days
Data last synced
August 28, 2026

Listing provided by: Venture Realty Corp. · Data source: CREA DDF.

Description

Situated within the growing McKinley Beach community, this 0.71-acre parcel offers a rare opportunity to secure a prime development site in one of the Okanagan’s most desirable and fastest-growing locations. Zoned CD18-McKinley Beach, the property is ideally suited for high-end multi-family or hospitality development and comes with an approved Development Permit in place for a multi-family (contact listing agent for details). McKinley Beach combines natural beauty and premium lifestyle amenities with a fully development-ready site, making it one of the most attractive build-ready opportunities in the Okanagan. (id:63159)

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle5.6 km
George Elliot SecondarySecondary5.7 km
Peter Greer ElementaryElementary6.2 km
Aberdeen Hall Preparatory School(Independent)K-126.3 km
North Glenmore ElementaryElementary6.4 km
Dr Knox Middle SchoolMiddle7.0 km
Davidson Road ElementaryElementary7.1 km
Ellison ElementaryElementary8.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($579,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,319,200.00
Periodic payment — Principal & Interest (monthly)$14,962.69
Additional monthly expenses (strata, tax, utilities, etc.)$708.60
Total monthly cost$15,671.29
Interest paid over 5-yr term$664,689.39
Balance at end of term$2,086,127.90

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$579,800
Stress test qualifying rate8.09%
Payment you must qualify for$17,833.84

Cash Needed at Closing

Minimum down payment$579,800
Estimated BC PTT$64,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$646,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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