Property Type: Land / LotOwnership: Freehold

2181 Westside Road Road N

Kelowna, BC V1Z3T5

$2,375,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
3.19 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$11,185.55

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Listing Information

MLS®
10393096
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Welcome to an extraordinary opportunity to own just over 3 acres of pristine waterfront in one of the area’s most coveted locations. Offering 1000 feet of frontage, epic panoramic views, unmatched privacy, and an exclusive private dock, this remarkable property is the perfect setting to create the legacy estate you’ve always envisioned. Surrounded by nature and embraced by breathtaking water and mountain vistas, this rare offering provides the ideal balance of tranquility and adventure. Whether you’re enjoying peaceful mornings on the dock, entertaining family and friends, or simply taking in the spectacular sunsets, every moment here is unforgettable. With ample space to design and build your custom dream home, the possibilities are endless. Create a private retreat where generations can gather, celebrate, and make lasting memories for years to come. Properties of this caliber are exceptionally rare. If you’ve been searching for a true legacy property with world-class views, ultimate privacy, and endless potential, this is the one you’ve been waiting for. Don’t miss your chance to own a waterfront masterpiece unlike any other. (id:63159)

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary7.8 km
HS Grenda Middle SchoolMiddle7.9 km
George Elliot SecondarySecondary7.9 km
North Glenmore ElementaryElementary8.4 km
Peter Greer ElementaryElementary8.6 km
Dr Knox Middle SchoolMiddle9.0 km
Aberdeen Hall Preparatory School(Independent)K-129.3 km
Watson Road ElementaryElementary9.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($475,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,900,000.00
Periodic payment — Principal & Interest (monthly)$12,258.16
Additional monthly expenses (strata, tax, utilities, etc.)$932.13
Total monthly cost$13,190.28
Interest paid over 5-yr term$544,545.46
Balance at end of term$1,709,056.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$475,000
Stress test qualifying rate8.09%
Payment you must qualify for$14,610.33

Cash Needed at Closing

Minimum down payment$475,000
Estimated BC PTT$49,250
Legal / closing costs (typical estimate)$1,500
Total cash needed$525,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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