Property Type: Detached HouseOwnership: Freehold

1815 Nicolls Road

Merritt, BC V1K1N7

$1,069,000

3 bed2 bath10 parking1,587 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,901

Interior

Heating
Stove, Electric, Wood
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)
Fireplace type
Pellet, Stove
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, River view, Valley view
Waterfront
Waterfront on river
Pool
Above ground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Recreation roomBasement12'0'' x 34'10''
Utility roomBasement14'5'' x 13'1''
StorageBasement14'5'' x 17'8''
3pc BathroomSecond level
BedroomSecond level14'2'' x 11'7''
BedroomSecond level14'2'' x 11'7''
4pc BathroomMain level
Primary BedroomMain level12'2'' x 12'1''
Living roomMain level14'6'' x 18'0''
Dining roomMain level13'8'' x 13'1''
KitchenMain level13'6'' x 8'6''

Listing Information

MLS®
10382389
Listed
April 9, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: REMAX Legacy · Data source: CREA DDF.

Description

Welcome to this 12-acre flat parcel in the beautiful Sunshine Valley, perfectly set along the banks of the Nicola River. The multi-level home offers a thoughtful layout with the primary bedroom, formal dining, and spacious living room on the main floor, plus two bedrooms and a remodelled bath upstairs. The home also features a full basement with tons of potential. Updates include new plumbing throughout, a certified pellet stove, UV light and reverse osmosis water system, and a wrap-around deck—partially covered for year-round enjoyment. The property is fully fenced and cross-fenced with post and rail fencing, making it ideal for horses or livestock. Outbuildings include a 24x24 horse barn with tack room, hay storage, a 20x30 Quonset, machine shed, shop, guest house and a full-size riding arena with four entrances. A 200-foot artesian well, drilled in 2024, ensures excellent domestic water supply. An above-ground pool with a surrounding deck adds to the outdoor lifestyle. This property combines comfortable living with incredible functionality for equestrian use, or simply enjoying the natural beauty of the valley. LISTED BY RE/MAX LEGACY. Call to schedule a viewing. (id:63159)

Values & Trends

This listing

$674/sqft

Building average

No other active listings in this building

Merritt average

$356/sqft

91 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Lower Nicola Band School(Independent)Elementary6.8 km
Collettville ElementaryElementary11.4 km
Merritt SecondaryElementary12.1 km
Merritt Central ElementaryElementary12.4 km
Merritt Bench ElementaryElementary13.1 km
Kengard Alternate SchoolSecondary13.1 km
Diamond Vale ElementaryElementary13.6 km
Nicola Canford ElementaryElementary14.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($81,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$855,200.00
Periodic payment — Principal & Interest (monthly)$5,517.46
Additional monthly expenses (strata, tax, utilities, etc.)$320.75
Total monthly cost$5,838.21
Interest paid over 5-yr term$245,102.78
Balance at end of term$769,255.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$81,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,590.45

Cash Needed at Closing

Minimum down payment$81,900
Estimated BC PTT$19,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$102,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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