Property Type: Detached HouseOwnership: Freehold

1820 ELLIS ROAD

Galiano Island, BC V0N1P0

$1,299,900

1 bed1 bath10 parking734 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Lot size
7.65 acres
Frontage
300 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,067.87 (2025)

Interior

Basement
Crawl space, Unknown, Unknown
Heating
Electric
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
10

Listing Information

MLS®
R3056426
Listed
October 7, 2025
Time on market
On the market for 328 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Heller Murch Realty · Data source: CREA DDF.

Description

With over 300 feet of shoreline, this stunning 7.65 acre waterfront property looks across the Strait of Georgia to Vancouver as well as Mount Baker. A lovely 764 sf 1 bedroom cottage is situated in the centre of the property while the waterfront home needs substantial renovations and is not presently habitable. Accurately priced for today´s market and is well below BC Assessment. This property can purchased with the adjoining 2.25 acres of non waterfront to create an amazing 9.9 acre family legacy estate. Zoning permits the construction of 2 houses plus 2 guest cabins. With access via seaplane or BC Ferries, Galiano Island is considered one of the premier destinations in the Southern Gulf Islands. Please have your realtor contact the listing agent. (id:63159)

Values & Trends

This listing

$1,771/sqft

Building average

No other active listings in this building

Galiano Island average

$982/sqft

19 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Galiano Community SchoolElementary2.4 km
Mayne Island SchoolElementary8.0 km
Salt Spring ElementaryElementary12.4 km
Gulf Islands SecondarySecondary12.6 km
Phoenix PlaceSecondary12.7 km
Fernwood ElementaryElementary13.7 km
Pender Islands Elem-SecondaryElementary/Middle16.5 km
Saturna Island Elementary SecondaryK-1217.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,920.00
Periodic payment — Principal & Interest (monthly)$6,709.21
Additional monthly expenses (strata, tax, utilities, etc.)$709.32
Total monthly cost$7,418.53
Interest paid over 5-yr term$298,044.06
Balance at end of term$935,411.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,188.44

Cash Needed at Closing

Minimum down payment$104,990
Estimated BC PTT$23,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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