Property Type: Detached HouseOwnership: Freehold

430 Mckercher Rd

Mayne Island, BC V0N2J2

$999,000

2 bed1 bath10 parking773 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Lot size
4 acres
Zoning
Residential

MBRC

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,021.1

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level9'11 x 10'4
BathroomMain level4'10 x 7'6
PantryMain level9'11 x 10'9
Living roomMain level9'0 x 11'8
Dining roomMain level7'1 x 11'8
KitchenMain level10'3 x 11'1
BedroomMain level7'4 x 8'2
EntranceMain level5'2 x 7'5

Listing Information

MLS®
1033630
Listed
May 20, 2026
Time on market
On the market for 103 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Mayne-Pender · Data source: CREA DDF.

Description

Welcome to your Gulf Island Dream property! It has everything one can ask for, a house, a guest cottage, a studio, a garage and so much more! Everything is perfectly placed on 4 private acres with a grand ocean view into Active Pass. The main house is a 2 bed, 1 bath 773 s/f rancher with 1200+ s/f of deck space to enjoy the stunning view. The guest cottage is a successful short term rental, 1 bed, 1 bath 397 s/f rancher with views of the water as well. Wander around the property through the trails and driveway where you will find a 725 s/f garage, a 413 s/f studio and an additional 417 s/f boathouse/workshop for all your storage needs. Turnkey and ready for a new owner, this property is walking distance to shopping & the Miners Bay dock. This property is a must-see, book your showing today! Come Feel the Magic! (id:63159)

Values & Trends

This listing

$1,292/sqft

Building average

No other active listings in this building

Mayne Island average

$801/sqft

22 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mayne Island SchoolElementary1.1 km
Galiano Community SchoolElementary5.3 km
Pender Islands Elem-SecondaryElementary/Middle9.1 km
Saturna Island Elementary SecondaryK-1210.8 km
Salt Spring ElementaryElementary15.1 km
Gulf Islands SecondarySecondary15.5 km
Phoenix PlaceSecondary15.5 km
Fernwood ElementaryElementary19.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Shavasana Cafe509 m
  • Sunny Mayne Bakery587 m

Grocery (1)

  • Tru Value Foods576 m

Parks (3)

  • Unnamed260 m
  • Plumper Pass Community Park417 m
  • Miner's Bay Community Park643 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$374.09
Total monthly cost$5,530.26
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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