Property Type: Detached HouseOwnership: Freehold

1824 Swartz Bay Rd

North Saanich, BC V8L5R2

$1,399,000

2 bed1 bath4 parking1,219 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Lot size
0.99 acres
Zoning
Residential

SFD

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,186

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BedroomLower level
EnsuiteMain level2-Piece
Primary BedroomMain level
Living roomMain level
Dining roomMain level
KitchenMain level
EntranceMain level

Listing Information

MLS®
1039610
Listed
June 14, 2026
Time on market
On the market for 78 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

Finally available. WHAT A BEAUTIFUL, HUGE SWARTZ BAY BUILDING LOT. It is mostly level and cleared .99 of an acre is perfect for a family home plus guest cottage and/or garage, If approved, for the handyperson. GORGEOUS VIEWS not seen from anywhere else. such as views of mountains, the marina, Tsehum Lagoon and the park can be planned into your leasure time and enjoyed from your new home. this offering is being sold for lot value only , The house is ''as is were is''. PLease be aware when looking inside. Watch your step. ALL OF THIS is located just minutes away from vibrant Sidney by the Sea and all that the surrounding areas offer, including restaurants, pubs, shopping, schools, bus routes, YYJ, BC Ferries, marinas, beaches and parks. Are you ready for a whole new life style when it is all completed? Come and look (id:63159)

Values & Trends

This listing

$1,148/sqft

Building average

No other active listings in this building

Swartz Bay average

$617/sqft

8 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,235

(2021 Census)

+8.8% since 2016

Density: 329.3/km²

Dwellings: 5,235

Median household income: $121,000

After-tax: $104,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • United Kingdom6.8% · 830
  • United States of America1.6% · 195
  • Germany0.8% · 100
  • Netherlands0.8% · 100
  • India0.7% · 80
  • China0.5% · 60
  • South Africa, Republic of0.4% · 45
  • Hong Kong0.2% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Parkland SecondarySecondary812 m
North Saanich Middle SchoolMiddle1.4 km
Deep Cove ElementaryElementary2.3 km
Sidney ElementaryElementary3.2 km
ḰELSET ElementaryElementary5.7 km
SD 63 Individual Learning CentreSecondary9.0 km
Brentwood College(Independent)Secondary10.0 km
George Bonner ElementaryElementary10.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Tsehum Harbour Park82 m
  • Tsehum Lagoon Park294 m
  • Unnamed484 m
  • Green Park591 m
  • Nymph Point Park681 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$326.50
Total monthly cost$7,547.20
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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