Property Type: OtherOwnership: Freehold

183 L & A Cross Road

Spallumcheen, BC V1H1W9

$1,600,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
6.17 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$2,711

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10386712
Listed
May 19, 2026
Time on market
On the market for 104 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

6.17 open acres with unique I-4 Agricultural / Industrial Zoning which allows for a multitude of agricultural oriented type of enterprises. Plan in place for a livestock Feed Mill with a complete list of approvals from every level of government and approval authority. Good access to Hwy.#97 and 97A along with 106 ft of railway frontage to receive or send goods. The property is centrally located in the Okanagan / Shuswap corridor adjacent to industrial zoned businesses. Services include 3 phase hydro and public water at the property line with natural gas service available a few feet away along L & A Cross Rd. Vacant land easy to view. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Armstrong/ Spall. average

$983/sqft

17 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

15°C

Humidity 69%

Wind ESE 9 km/h

Today

27°

Tonight

13°

Wednesday

22°

Wednesday night

13°

Thursday

21°

Thursday night

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Vernon Christian School(Independent)K-124.2 km
North Okanagan Junior Academy(Independent)Elementary/Middle6.2 km
B X ElementaryElementary6.7 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle7.9 km
Harwood ElementaryElementary8.0 km
W.L. Seaton SecondarySecondary8.6 km
Alexis Park ElementaryElementary8.6 km
Silver Star ElementaryElementary9.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($320,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,280,000.00
Periodic payment — Principal & Interest (monthly)$8,258.13
Additional monthly expenses (strata, tax, utilities, etc.)$225.92
Total monthly cost$8,484.04
Interest paid over 5-yr term$366,851.68
Balance at end of term$1,151,364.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$320,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,842.75

Cash Needed at Closing

Minimum down payment$320,000
Estimated BC PTT$30,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$351,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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