Property Type: Detached HouseOwnership: Freehold

1846 Elford Rd

Shawnigan Lake, BC V0R2W2

$1,799,000

5 bed4 bath5 parking3,623 sqftBuilt 2021
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
1.29 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,358

Interior

Heating
Heat Pump, Propane, Other
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
OtherAuxiliary Building21' x 6'
BathroomAuxiliary Building11' x 7'
BedroomAuxiliary Building15' x 16'
KitchenAuxiliary Building12' x 11'
Living roomAuxiliary Building22' x 23'
BathroomSecond level7' x 8'
BedroomSecond level13' x 10'
BedroomSecond level13' x 13'
OfficeSecond level8' x 7'
EnsuiteSecond level13' x 10'
Primary BedroomSecond level16' x 13'
PatioMain level25' x 23'
BedroomMain level13'
BathroomMain level10' x 9'
KitchenMain level9' x 16'
Dining roomMain level15' x 16'
Living roomMain level29' x 16'
EntranceMain level8' x 5'
Laundry roomMain level12' x 12'

Listing Information

MLS®
1037434
Listed
May 21, 2026
Time on market
On the market for 102 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island · Data source: CREA DDF.

Description

OH Sun May 24th 12-2pm. Custom-built in 2021, this West Coast Scandinavian contemporary home offers exceptional versatility with a legal secondary 1bed/1bath residence complete with its own address, ideal for rental income, guests, or multi-generational living. Set on a private 1.29-acre property minutes from Shawnigan Lake, the main home features 4 large bedrooms & 3 bathrooms. Inside, 12ft vaulted Douglas Fir ceilings, skylights, & lake glimpses create a bright, airy atmosphere. The kitchen showcases white oak cabinetry, quartz counters with oversized island & sleek GE Cafe appliances. Luxury vinyl plank flooring runs throughout alongside heated tile floors in every bathroom. A striking open staircase leads upstairs, while a propane fireplace & heat pump provide year-round efficiency. Complete with a large garage, workshop, metal roof, & lake views, this expertly crafted property blends modern style with peaceful rural tranquility and thoughtful high-quality finishes throughout the beautifully designed living spaces. Just minutes from Shawnigan Lake Village and other amenities on the coveted East side of the Lake. Do not miss your chance to view this one of a kind property! (id:63159)

Values & Trends

This listing

$497/sqft

Building average

No other active listings in this building

Shawnigan average

$657/sqft

38 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St John's Preparatory Academy Shawnigan(Independent)K-121.2 km
Shawnigan Lake(Independent)Secondary1.4 km
Discovery ElementaryElementary1.9 km
Frances Kelsey SecondarySecondary4.5 km
Evergreen Independent School(Independent)Elementary5.0 km
George Bonner ElementaryElementary5.2 km
Brentwood College(Independent)Secondary5.4 km
Ecole Cobble Hill ElementaryElementary5.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Old Mill Park411 m
  • Shawnigan Wharf Park730 m
  • Bob-O-Link Trail747 m
  • Old Baldy Mountain Trail758 m
  • Galland Road Park764 m

Gyms (1)

  • KaliYoga Studio · 2721 Shawnigan Lake Road736 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($359,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,439,200.00
Periodic payment — Principal & Interest (monthly)$9,285.23
Additional monthly expenses (strata, tax, utilities, etc.)$877.50
Total monthly cost$10,162.73
Interest paid over 5-yr term$412,478.86
Balance at end of term$1,294,565.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$359,800
Stress test qualifying rate8.09%
Payment you must qualify for$11,066.94

Cash Needed at Closing

Minimum down payment$359,800
Estimated BC PTT$33,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$395,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information