Property Type: Detached HouseOwnership: Freehold

1848 Paul Lake Road

Kamloops, BC V2H1N8

$889,000

3 bed3.5 bath2 parking1,786 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,545

Interior

Heating
Stove, Electric, See remarks, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomSecond level12'4'' x 11'2''
2pc BathroomSecond level
OfficeSecond level3'8'' x 9'5''
5pc Ensuite bathSecond level
Primary BedroomSecond level14'7'' x 19'
BedroomMain level11' x 10'6''
BedroomMain level14'4'' x 10'6''
Full bathroomMain level
DenMain level9'7'' x 10'
Living roomMain level20'6'' x 13'10''
KitchenMain level14'4'' x 11'
Dining roomMain level10'10'' x 10'6''

Listing Information

MLS®
10390632
Listed
June 13, 2026
Time on market
On the market for 79 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Nestled on the tranquil shores of Paul Lake, just 20 minutes from Kamloops, this stunning lakefront home offers the perfect blend of natural beauty and modern comfort. Featuring breathtaking water views, the property boasts a private dock—ideal for boating, swimming, or simply relaxing by the water. Inside, you'll find a spacious, open-concept layout with soaring vaulted ceilings that fill the home with natural light. The well-designed floor plan includes three generous bedrooms, including a master suite complete with a five-piece ensuite bathroom. Double garages over 30' deep per side provide ample storage for vehicles and outdoor gear, while the surrounding landscape offers endless opportunities for recreation and relaxation. Don’t miss this rare opportunity to own a piece of paradise in the welcoming community of Paul Lake. (id:63159)

Values & Trends

This listing

$498/sqft

Building average

No other active listings in this building

Paul Lake average

$362/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Dallas ElementaryElementary7.6 km
Pinantan ElementaryElementary9.3 km
Robert L Clemitson ElementaryElementary9.5 km
Marion Schilling ElementaryElementary9.7 km
Juniper Ridge ElementaryElementary10.4 km
Valleyview SecondarySecondary10.6 km
Ralph Bell Elementary SchoolElementary11.4 km
Sk'elep School of Excellence(Independent)Elementary11.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($63,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$711,200.00
Periodic payment — Principal & Interest (monthly)$4,588.42
Additional monthly expenses (strata, tax, utilities, etc.)$467.75
Total monthly cost$5,056.17
Interest paid over 5-yr term$203,831.96
Balance at end of term$639,726.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$63,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,344.73

Cash Needed at Closing

Minimum down payment$63,900
Estimated BC PTT$15,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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