Property Type: Land / LotOwnership: Freehold

18665 Mckenzie Court

Summerland, BC V0H1Z3

$419,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.35 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,391.34

Interior

Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, Valley view, View (panoramic)

Listing Information

MLS®
10374667
Listed
February 4, 2026
Time on market
On the market for 209 days
Data last synced
August 28, 2026

Listing provided by: Rennie & Associates Realty Ltd. · Data source: CREA DDF.

Description

This premier building lot features panoramic views of Okanagan Lake, vineyards, orchards, and Giants Head Mountain; truly defining the South Okanagan landscape. Fully serviced and ready to build, this single-family lot in Hunters Hill is ready for your dream HOME, and the dream LIFESTYLE you have EARNED; quiet, safe small town living with wineries, beaches, golf courses, hiking trails, biking trails, fruit stands, farmer’s markets, and community festivals. It’s a lot of fun to e-bike along quiet country roads for wine tasting with friends, buy some fresh veggies from a roadside stand, and head home to enjoy dinner with more friends on your private lakeview deck (with wine, fresh veggies, and fresh fruit from your bike tour!). Hunters Hill is THE sought after, quality controlled new home development for those seeking authentic community, healthy living, and an active, outdoor focused lifestyle. Summerland is the small-town gem offering uncrowded beaches, non-congested biking trails, friendly small town festivals, and main street shops without the congestion. If you want “Kelowna”, that’s fine, so just DRIVE to that, it’s certainly not far to get to those big box stores! But please, choose to LIVE, here, at Hunters Hill, in Summerland. (id:63159)

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-122.5 km
Summerland Montessori School(Independent)Elementary3.1 km
Unisus Junior School(Independent)Elementary5.1 km
Unisus Senior School(Independent)Secondary5.1 km
Trout Creek ElementaryElementary7.4 km
Naramata ElementaryElementary7.5 km
West Bench ElementaryElementary14.3 km
Queens Park ElementaryElementary15.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$335,920.00
Periodic payment — Principal & Interest (monthly)$2,167.24
Additional monthly expenses (strata, tax, utilities, etc.)$199.28
Total monthly cost$2,366.52
Interest paid over 5-yr term$96,275.64
Balance at end of term$302,161.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,067.44

Cash Needed at Closing

Minimum down payment$20,995
Estimated BC PTT$6,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,893

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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