19303 Garnet Valley Road
Summerland, BC V0H1Z3
$329,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 1.12 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,002.72
Interior
- Fireplace
- None
Listing Information
- MLS®
- 10388254
- Listed
- May 20, 2026
- Time on market
- On the market for 103 days
- Data last synced
- August 28, 2026
Listing provided by: Giants Head Realty · Data source: CREA DDF.
Description
Soak in the panoramic views of picturesque Garnet Valley from this 1.12 Acre building lot! The best of both worlds here, a rural feel only minutes from downtown Summerland, the site has been prepped to start your dream build on. Offering great privacy, no neighbours looking over your shoulder here, with water, hydro, gas and telephone all at the lot line. (id:63159)
Location Insights
Weather
16°C
—
Humidity 59%
Wind W 8 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
12,042
(2021 Census)
+3.7% since 2016
Density: 162.6/km²
Dwellings: 5,426
Median household income: $82,000
After-tax: $74,000
Immigrant population: 12.2%
Top countries of origin (% of total population)
- United Kingdom3.3% · 395
- Germany1% · 125
- India0.9% · 110
- United States of America0.8% · 95
- Netherlands0.7% · 85
- Poland0.4% · 50
- Hungary0.3% · 40
- Philippines0.3% · 40
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Summerland Secondary | K-12 | 3.1 km |
| Summerland Montessori School(Independent) | Elementary | 3.5 km |
| Unisus Junior School(Independent) | Elementary | 5.6 km |
| Unisus Senior School(Independent) | Secondary | 5.6 km |
| Trout Creek Elementary | Elementary | 8.3 km |
| Naramata Elementary | Elementary | 8.5 km |
| West Bench Elementary | Elementary | 14.9 km |
| Queens Park Elementary | Elementary | 16.2 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($16,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.