Property Type: Detached HouseOwnership: Freehold

1895 Columbia Gardens Road

Fruitvale, BC V0G1L0

$499,900

4 bed3 bath5 parking1,316 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,936

Interior

Basement
Full
Heating
Baseboard heaters, Electric
Fireplace
Yes (2)
Fireplace type
Insert, Roughed in
Flooring
Laminate, Ceramic Tile, Linoleum, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, See Remarks

Room Dimensions

RoomLevelDimensions
OfficeBasement11'2'' x 10'0''
Living roomBasement10'5'' x 27'0''
KitchenBasement9'0'' x 8'5''
Laundry roomBasement7'2'' x 9'0''
3pc BathroomBasement8'8'' x 5'9''
BedroomBasement8'8'' x 17'4''
Family roomBasement24'0'' x 13'10''
PantryMain level7'0'' x 4'0''
BedroomMain level8'10'' x 10'7''
BedroomMain level10'9'' x 10'7''
3pc Ensuite bathMain level6'2'' x 7'4''
Primary BedroomMain level11'7'' x 13'10''
3pc BathroomMain level7'2'' x 6'10''
OtherMain level10'0'' x 5'0''
Living roomMain level18'6'' x 14'7''
Dining roomMain level11'5'' x 13'6''
KitchenMain level13'0'' x 9'7''

Listing Information

MLS®
10395996
Listed
July 28, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

If it's convenient, you're looking for! Be sure to check this one out! It's located within a few minutes' walk to downtown, grocery shopping, the clinic, parks, plus the elementary school. The home has 3 bedrooms on the main floor. Plus another one downstairs. There's room for everyone! A suite has been started in the basement; just finish it off it would be perfect for your extended family, or potential income. Or leave it as a single-family dwelling and enjoy the large family room and extra space. The main floor features a large living room with a beautiful stone fireplace and large front windows. The dining room has enough room to hold everyone for those family gatherings; it leads out to a large private deck in the back that has total privacy. The generous-sized kitchen has ample cupboard space and a convenient pantry. The kitchen leads off to a great garage/workshop. This one checks off a lot of boxes; be sure to check it out. (id:63159)

Values & Trends

This listing

$380/sqft

Building average

No other active listings in this building

Village of Fruitvale average

$217/sqft

13 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,958

(2021 Census)

+2% since 2016

Density: 725.2/km²

Dwellings: 881

Median household income: $83,000

After-tax: $73,500

Immigrant population: 7.1%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 45
  • Germany0.8% · 15
  • Mexico0.5% · 10
  • United States of America0.5% · 10
  • Italy0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Fruitvale ElementaryElementary202 m
Glenmerry ElementaryElementary8.9 km
Kootenay Columbia SecondarySecondary11.2 km
J Lloyd Crowe SecondaryElementary11.4 km
St Michael's Elementary(Independent)Elementary11.7 km
James L Webster ElementaryElementary14.8 km
des Sept-sommetsElementary/Middle18.9 km
Rossland Summit SchoolElementary/Middle19.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Fruitvale Kitchen262 m
  • Simmer Down523 m

Cafes (1)

  • Ruala Cafe · 1845 Highway 3B582 m

Parks (3)

  • Unnamed149 m
  • Unnamed377 m
  • Unnamed624 m

Banks & ATMs (1)

  • Unnamed347 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$477.33
Total monthly cost$3,057.48
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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