440 Hubscher Road
Ross Spur, BC V0G1L0
$620,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 4.96 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,336.04
Interior
- Heating
- Baseboard heaters, Stove, Wood, Other
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
Building
- Foundation
- Preserved Wood
- Roof
- Metal, Unknown
Parking
- Total spaces
- 8 — covered indicated
- Features
- Detached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Partial bathroom | Second level | 7' x 10' |
| Primary Bedroom | Second level | 10' x 14' |
| Bedroom | Main level | 9'6'' x 12' |
| Bedroom | Main level | 10' x 13' |
| Full bathroom | Main level | 7'3'' x 8' |
| Sunroom | Main level | 9'8'' x 12' |
| Dining room | Main level | 9' x 16' |
| Kitchen | Main level | 10'10'' x 11'4'' |
| Living room | Main level | 10'2'' x 12' |
| Foyer | Main level | 9'7'' x 12' |
Listing Information
- MLS®
- 10394009
- Listed
- July 7, 2026
- Time on market
- On the market for 55 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.
Description
Welcome to this beautiful 4.96-acre property in the Hudu Valley of Ross Spur, just east of Fruitvale. Tucked away at the end of a quiet cul-de-sac, this charming 3-bedroom, 1.5-bath custom home offers the perfect blend of privacy, comfort, and acreage living, surrounded by nature and endless outdoor recreation. A large covered porch welcomes you into a bright split living room with vaulted ceilings and a WETT-certified wood stove. The refinished kitchen features custom-built cabinetry, tiled countertops and backsplash, while the adjoining dining room offers built-in bookcases, a bay window, and access to the sunroom. The main floor includes two bedrooms, a full bathroom, generous storage, and laminate flooring throughout. Upstairs, the spacious primary suite features a half ensuite with heated floors, ample closet space, and built-in cabinetry. Outside, you'll find a detached shop with two 9-foot doors, a workshop bay, garden shed, chicken coop, established gardens, and a charming mountain studio, perfect for guests, hobbies, or a peaceful retreat. Recent updates include a metal roof, well pump, refrigerator, smoke detectors, and improvements to the mountain studio. The property is serviced by a well and offers additional rainwater storage for the gardens. Located 10 minutes to Fruitvale, 15 minutes to Salmo and Champion Lakes, 25 minutes to Trail, 30 minutes to Castlegar, and 40 minutes to Nelson. Click the 'Multimedia' icon for a virtual tour of the property. (id:63159)
Values & Trends
This listing
$417/sqft
Building average
—
No other active listings in this building
Fruitvale Rural average
$362/sqft
2 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Trail
17°C
—
Humidity 55%
Wind WNW 2 km/h
Tonight
10°
Tuesday
27°
Tuesday night
13°
Wednesday
20°
Wednesday night
12°
Thursday
18°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Fruitvale Elementary | Elementary | 8.8 km |
| Glenmerry Elementary | Elementary | 15.4 km |
| Salmo Secondary | K-12 | 15.7 km |
| Salmo Elementary School | Elementary | 16.2 km |
| Kinnaird Elementary | Elementary | 16.3 km |
| J Lloyd Crowe Secondary | Elementary | 17.3 km |
| Kootenay Columbia Secondary | Secondary | 17.3 km |
| St Michael's Elementary(Independent) | Elementary | 17.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Kootenay-Columbia (SD20)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.