Property Type: Detached HouseOwnership: Freehold

1909 Ferndale Rd

Saanich, BC V8N2Y4

$1,399,880

5 bed3 bath4 parking2,842 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Lot size
10,070 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,192.64

Interior

Heating
Forced air, Electric, Natural gas
Cooling / A/C
Fully air conditioned, Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BalconyLower level28'0 x 26'8
PatioLower level9'0 x 12'4
Utility roomLower level8'8 x 12'3
StorageLower level8'11 x 7'10
Laundry roomLower level8'11 x 7'11
Recreation roomLower level26'7 x 19'0
BathroomLower level3-Piece
BedroomLower level13'1 x 8'9
BedroomLower level10'0 x 12'6
BedroomMain level10'0 x 13'1
BedroomMain level10'0 x 11'2
BathroomMain level5-Piece
EnsuiteMain level2-Piece
Primary BedroomMain level13'10 x 12'0
KitchenMain level18'4 x 10'3
Dining roomMain level10'10 x 13'4
Living roomMain level14'5 x 19'10
EntranceMain level4'4 x 6'10

Listing Information

MLS®
1043117
Listed
July 14, 2026
Time on market
On the market for 48 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome home! Introducing a very well maintained and updated home in Gordon Head, situated on over 10,000sq/ft. Located in a quiet neighbourhood, offering turn key comfort and a coastal lifestyle, just walking distance to several beaches including Balmacarra, Glencoe Cove and Arbutus Cove. The main level features hardwood floors, a cozy living room with gas fireplace, separate dining area, and a bright, newly renovated kitchen, opening to a sunny wrap around deck. 3 bedrooms and 2 bathrooms complete the upper level including a primary bedroom with walk-in closet and ensuite, overlooking your private backyard. The lower level offers a spacious rec room with a second fireplace, additional bedrooms, a full bathroom, laundry, and additional storage. Enjoy ocean glimpses in this rare location with parks, schools, transit, UVic, Mount Douglas Park, and University Heights, all nearby. A gas forced-air furnace was also installed 3 years ago for year round comfort. Book your private showing today! (id:63159)

Values & Trends

This listing

$493/sqft

Building average

No other active listings in this building

Gordon Head average

$627/sqft

27 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hillcrest ElementaryElementary567 m
Torquay ElementaryElementary921 m
ArtsCalibre Academy(Independent)Elementary/Middle1.4 km
Gordon Head Middle SchoolElementary1.6 km
Lambrick Park SecondarySecondary1.8 km
Maria Montessori Academy(Independent)Elementary1.9 km
Mount Douglas SecondarySecondary2.1 km
Arbutus Global Middle SchoolElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Ferndale Forest Park334 m
  • Casa Marcia Park359 m
  • Vantreight Park379 m
  • Unnamed435 m
  • Balmacarra Park438 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,988) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,904.00
Periodic payment — Principal & Interest (monthly)$7,225.24
Additional monthly expenses (strata, tax, utilities, etc.)$658.05
Total monthly cost$7,883.29
Interest paid over 5-yr term$320,967.71
Balance at end of term$1,007,357.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,988
Stress test qualifying rate8.09%
Payment you must qualify for$9,880.37

Cash Needed at Closing

Minimum down payment$114,988
Estimated BC PTT$25,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,486

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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