Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

1880 Francisco Terr

Saanich, BC V8N6J2

$1,399,000

4 bed3 bath4 parking2,635 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Lot size
8,700 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,608.75

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Wood
Cooling / A/C
Air Conditioned
Fireplace
None

Exterior & Lot

View
Valley view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Family roomMain level16' x 17'
Laundry roomMain level6' x 8'
Eating areaMain level10' x 11'
EnsuiteSecond level5-Piece
BedroomSecond level10' x 12'
BedroomSecond level12' x 13'
BedroomMain level13' x 14'
BathroomSecond level4-Piece
BathroomMain level3-Piece
Primary BedroomSecond level12' x 25'
KitchenMain level10' x 11'
Dining roomMain level12' x 14'
Living roomMain level13' x 17'
EntranceMain level10' x 13'

Listing Information

MLS®
1047952
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: One Percent Realty · Data source: CREA DDF.

Description

Located in a desirable neighbourhood, this very nice 4 bedroom, 3 baths on a beautifully manicured 8,700 sq. ft. lot with u/g sprinkler. Offering 2,635 sq. ft. of comfortable living space, the home features generous rooms, an excellent floor plan, and an abundance of natural light throughout. Upstairs, the spacious 25' x 12' primary bedroom features a large walk-in closet and a luxurious 5-piece ensuite with a jacuzzi soaker tub. Two additional large bedrooms and a 4-pce bathroom, with natural light filling each bedroom. The main level offers a 4th bedroom, along with a large living room featuring a wood-burning fireplace. The 13' x 12' dining room, complete with French doors, while the 14' x 13' family room with its attractive brick-feature wood stove. The kitchen is well designed with abundant cabinetry, granite countertops, and a large pantry, providing plenty of storage and workspace. Outside, you'll love the fully landscaped and private backyard, complete with two patio areas. (id:63159)

Values & Trends

This listing

$531/sqft

Building average

No other active listings in this building

Gordon Head average

$626/sqft

27 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
ArtsCalibre Academy(Independent)Elementary/Middle275 m
Hillcrest ElementaryElementary634 m
Torquay ElementaryElementary690 m
Gordon Head Middle SchoolElementary764 m
Maria Montessori Academy(Independent)Elementary810 m
Lambrick Park SecondarySecondary837 m
Mount Douglas SecondarySecondary1.0 km
Arbutus Global Middle SchoolElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Township Coffee · 4343 Tyndall Avenue300 m

Parks (5+)

  • Sierra Park143 m
  • Francisco Park149 m
  • Unnamed420 m
  • Kenmore Park455 m
  • Tyndall Park548 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$766.06
Total monthly cost$7,986.76
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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