Property Type: Detached HouseOwnership: Freehold

1912 Abbott Street

Kelowna, BC V1Y1B7

$1,524,000

3 bed3 bath4 parking1,882 sqftBuilt 1929
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,665.02

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Hardwood

Exterior & Lot

Exterior features
Stone, Stucco
Waterfront
Waterfront nearby

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage, See Remarks, Heated Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level12'10'' x 13'5''
Living roomAdditional Accommodation8' x 8'
KitchenAdditional Accommodation6' x 10'
Full bathroomAdditional Accommodation
Laundry roomMain level3' x 2'8''
DenMain level8'5'' x 7'1''
Full ensuite bathroomMain level
Dining nookMain level5'6'' x 6'4''
Dining roomMain level9'8'' x 15'2''
BedroomAdditional Accommodation10'6'' x 13'6''
SunroomMain level9'4'' x 6'4''
Full bathroomMain level
BedroomMain level13'5'' x 11'10''
FoyerMain level3'10'' x 6'4''
KitchenMain level12'4'' x 15'10''
Living roomMain level15'2'' x 16'

Listing Information

MLS®
10324913
Listed
September 27, 2024
Time on market
On the market for 703 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

LOCATION, LOCATION, LOCATION! Be a part of this highly desired Kelowna S neighbourhood with this one of a kind offering! This 2 bedrrom/den/2 bathroom Heritage home is a staple in the area and brings the special character that only this spot could offer. Brimming with history, this gracious Arts and Crafts style home includes cove ceilings and high quality upgrades throughout the entire property. The warm and cozy island kitchen is laid out perfectly for gatherings with bench sitting and high quality stainless appliances. The kitchen leads into the bright front room with an inviting open plan and gas insert fireplace. The cherry on top is the private inviting yard with all the pretty plants, a stoned patio, a gathering pergola and water feature. Tastefully done 1 bedroom suite above detached spacious garage and main home also offers a partially finished basement for storage. Only steps to the sandiest beaches and minutes to downtown. DON’T MISS OUT ON THIS ONE! (id:63159)

Values & Trends

This listing

$810/sqft

Building average

No other active listings in this building

Kelowna South average

$754/sqft

80 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Central School ProgramsK-12904 m
Central SecondarySecondary904 m
St Joseph Elementary School(Independent)Elementary1.0 km
The Balsam School(Independent)Elementary1.4 km
A S Matheson ElementaryElementary1.6 km
Raymer ElementaryElementary1.8 km
Kelowna SecondarySecondary2.3 km
Bankhead ElementaryElementary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • West Coast Grill & Oyster Bar413 m
  • Pilgrim & Pearl415 m
  • Tamm Mexican Restaurant · 430 Harvey Avenue528 m
  • Thai Terrace Restaurant · 210 Lawrence Avenue601 m
  • Social 242 Lounge & Grill607 m

Cafes (5+)

  • O-Lake Cafe & Bistro638 m
  • Pulp Fiction Coffee House · 1598 Pandosy Street667 m
  • Tim Hortons · 261 Bernard Avenue676 m
  • Blenz Coffee · 297 Bernard Avenue696 m
  • Abbott St. Cafe716 m

Parks (5+)

  • Vimy Avenue Beach Access138 m
  • McTavish Avenue Beach Access174 m
  • Beach Avenue Beach Access185 m
  • Lake Avenue Beach Access223 m
  • Burne Avenue Beach Access336 m

Gyms (2)

  • BarreRoom · 410 Bernard Avenue782 m
  • SPIN co · 410 Bernard Avenue783 m

Pharmacies (1)

  • Pharmasave560 m

Banks & ATMs (5+)

  • RBC Royal Bank636 m
  • TD · 1633 Ellis Street682 m
  • BMO · 327 Bernard Avenue735 m
  • Unnamed737 m
  • Unnamed742 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($304,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,219,200.00
Periodic payment — Principal & Interest (monthly)$7,865.86
Additional monthly expenses (strata, tax, utilities, etc.)$649.42
Total monthly cost$8,515.28
Interest paid over 5-yr term$349,426.22
Balance at end of term$1,096,674.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$304,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,375.22

Cash Needed at Closing

Minimum down payment$304,800
Estimated BC PTT$28,480
Legal / closing costs (typical estimate)$1,500
Total cash needed$334,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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