1900 Water Street
Kelowna, BC V1Y1K6
$1,449,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.13 acres
- Frontage
- 50 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,128.92
Interior
- Heating
- Forced air, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
- Flooring
- Tile, Hardwood, Carpeted
Parking
- Total spaces
- 2 — covered indicated
- Features
- Detached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Second level | 5'0'' x 5'10'' |
| Full bathroom | Second level | 5'3'' x 10'1'' |
| Bedroom | Second level | 10'4'' x 13'3'' |
| Bedroom | Second level | 12'0'' x 11'0'' |
| 5pc Ensuite bath | Second level | 8'0'' x 11'8'' |
| Primary Bedroom | Second level | 19'3'' x 15'4'' |
| 2pc Bathroom | Main level | 8'8'' x 3'4'' |
| Den | Main level | 9'5'' x 10'1'' |
| Kitchen | Main level | 11'1'' x 15'7'' |
| Dining room | Main level | 7'4'' x 10'2'' |
| Living room | Main level | 15' x 18'7'' |
| Foyer | Main level | 6'7'' x 9'8'' |
Listing Information
- MLS®
- 10397600
- Listed
- August 13, 2026
- Time on market
- On the market for 18 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.
Description
This upscale residence offers the space and privacy of a home with the convenience and low maintenance of a townhome or condo. Situated on a desirable corner lot just steps from the lake, this sophisticated 3 bedroom, 3 bathroom property blends thoughtful design with quality craftsmanship by Hundal Homes. The main level features soaring 10 ft ceilings, 8 ft doors, and an open concept layout that creates a bright and inviting living space. The chef inspired kitchen is designed to impress with granite countertops, heated tile floors, a large island, built in Frigidaire refrigerator/freezer, and a 36-inch dual fuel gas range. The living room is anchored by a cozy gas fireplace, while a main floor office provides the perfect work from home space. Upstairs, the spacious primary suite offers a relaxing retreat with a luxurious ensuite, accompanied by two additional bedrooms, a stylish full bathroom, and convenient upper-level laundry with granite folding counter. All bedrooms include ceiling fans for added comfort. Additional highlights include 4 legal parking stalls, a heated detached garage, central air, instant hot water, central vacuum, built in 4-zone sound system, custom Christmas lights and video surveillance. Location can’t be beat. Enjoy beach access at the end of the street and easy walking distance to the hospital, and downtown amenities. RU1 zoning allows for a carriage home above the garage, subject to City of Kelowna regulations. Buyers to verify. (id:63159)
Values & Trends
This listing
$742/sqft
Building average
—
No other active listings in this building
Kelowna South average
$755/sqft
80 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
12°C
Clear
Humidity 88%
Wind ENE 5 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
37
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Central Secondary | Secondary | 744 m |
| Central School Programs | K-12 | 744 m |
| St Joseph Elementary School(Independent) | Elementary | 887 m |
| The Balsam School(Independent) | Elementary | 1.3 km |
| A S Matheson Elementary | Elementary | 1.5 km |
| Raymer Elementary | Elementary | 1.8 km |
| Bankhead Elementary | Elementary | 2.2 km |
| Kelowna Secondary | Secondary | 2.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- West Coast Grill & Oyster Bar398 m
- Pilgrim & Pearl400 m
- Tamm Mexican Restaurant · 430 Harvey Avenue409 m
- Boston Pizza · 545 Harvey Avenue510 m
- Yamas Greek Taverna · 1630 Ellis Street538 m
Cafes (5+)
- O-Lake Cafe & Bistro544 m
- Pulp Fiction Coffee House · 1598 Pandosy Street572 m
- Starbucks588 m
- Tim Hortons · 261 Bernard Avenue628 m
- Blenz Coffee · 297 Bernard Avenue629 m
Grocery (1)
- Safeway · 697 Bernard Avenue798 m
Parks (5+)
- Beach Avenue Beach Access275 m
- Vimy Avenue Beach Access285 m
- McTavish Avenue Beach Access335 m
- Burne Avenue Beach Access368 m
- Lake Avenue Beach Access375 m
Gyms (3)
- BarreRoom · 410 Bernard Avenue688 m
- SPIN co · 410 Bernard Avenue689 m
- Move & Flow · 589 Lawrence Avenue717 m
Pharmacies (1)
- Pharmasave417 m
Banks & ATMs (5+)
- RBC Royal Bank504 m
- TD · 1633 Ellis Street556 m
- Canadian Western Bank637 m
- Unnamed671 m
- Unnamed671 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.3% ($119,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
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Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





