Property Type: Detached HouseOwnership: Freehold

1930 Harmac Rd

Nanaimo, BC V9X1L3

$1,588,000

6 bed5 bath20 parking3,143 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Lot size
1.74 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,288.24

Interior

Heating
Heat Pump, Forced air, Electric, Propane
Cooling / A/C
Central air conditioning, Wall unit, Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
20

Room Dimensions

RoomLevelDimensions
OtherOther3'4 x 4'0
BathroomOther2-Piece
BedroomOther14'0 x 25'11
OtherOther9'4 x 16'10
BathroomOther4-Piece
KitchenOther19'3 x 7'4
Living roomOther19'3 x 18'7
BalconySecond level9'11 x 16'5
BathroomSecond level2-Piece
BathroomSecond level4-Piece
BedroomSecond level11'7 x 9'4
BedroomSecond level11'10 x 12'5
Primary BedroomSecond level12'1 x 13'6
KitchenSecond level12'5 x 16'1
Dining roomSecond level7'0 x 10'6
Family roomSecond level16'1 x 14'11
PatioLower level11'10 x 21'3
BathroomLower level3-Piece
KitchenLower level19'3 x 7'4
Eating areaLower level12'1 x 5'6
Laundry roomLower level6'5 x 6'11
OtherLower level6'9 x 6'11
Living room/Dining roomLower level12'1 x 24'0
BedroomLower level8'10 x 10'6
BedroomLower level8'4 x 6'3
EntranceLower level7'9 x 8'3
PorchLower level8'7 x 8'2

Listing Information

MLS®
1034602
Listed
May 8, 2026
Time on market
On the market for 115 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Tucked away on a private 1.7-acre sanctuary minutes from town, this exceptional property offers rare flexibility w/3 residences & 2 fully serviced RV hookups—ideal for multi-generational living, extended family, or high rental income. Surrounded by mature trees & beautifully maintained grounds, the setting is peaceful & inviting from the moment you arrive. Meandering trails wind through the property, leading past a striking natural rock feature w/fossils & a charming pond that creates a serene, park-like backdrop. This is a property designed to be lived in & enjoyed, where children can explore, guests can unwind, & every season brings its own beauty. The main residence offers +2.100 sq. ft. w/ 4 Bed and 2 Bath perfectly suited for comfortable family living. A bright open-concept kitchen & living area is filled with natural light & flows seamlessly onto a spacious deck overlooking the surrounding greenery. Ideal for morning coffee, outdoor dining, or evening gatherings immersed in nature. The thoughtful layout provides both connection & privacy, with generous bedrooms and flexible space for a home office or hobbies. Beyond the main home, two well-maintained secondary residences create exceptional versatility & income potential. The newly finished two-level detached guest house features 1.5 Bath in-suite laundry & its own private setting, making it ideal for extended family, long-term tenants, or short-term rental opportunities (buyer to verify). Both secondary units are being sold furnished, offering a turnkey mortgage helper option from day one. Adding even more value are 2 fully serviced RV hookups—perfect for visitors, recreational vehicles, or additional revenue streams. Serviced by city water & a septic system, this property blends rural tranquillity with the convenience & reliability of municipal services.A rare opportunity to secure privacy, flexibility, & long-term income potential—this is acreage living without compromise. (id:63159)

Values & Trends

This listing

$505/sqft

Building average

No other active listings in this building

Cedar average

$711/sqft

30 active listing(s)

Parking: 20 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Qwam Qwum Stuwixwulh Community SchoolElementary411 m
Cedar SecondarySecondary521 m
Cedar ElementaryElementary2.8 km
Chase River ElementaryElementary3.8 km
Cinnabar Valley ElementaryElementary4.3 km
Fulford Community ElementaryElementary4.9 km
Park Avenue ElementaryElementary6.1 km
Bayview ElementaryElementary6.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Woodridge Road Community Park · 1920 Woodridge Road185 m
  • MacMillan Road Community Park433 m
  • Cedar Skatepark725 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($317,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,270,400.00
Periodic payment — Principal & Interest (monthly)$8,196.19
Additional monthly expenses (strata, tax, utilities, etc.)$431.02
Total monthly cost$8,627.21
Interest paid over 5-yr term$364,100.29
Balance at end of term$1,142,728.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$317,600
Stress test qualifying rate8.09%
Payment you must qualify for$9,768.93

Cash Needed at Closing

Minimum down payment$317,600
Estimated BC PTT$29,760
Legal / closing costs (typical estimate)$1,500
Total cash needed$348,860

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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