Property Type: Detached HouseOwnership: Freehold

1945/1947 Bowes Street

Kelowna, BC V1Y3C2

$1,100,000

7 bed4.5 bath4 parking3,092 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.17 acres
Frontage
55 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,885.73

Interior

Basement
Full
Heating
Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Laminate, Carpeted, Linoleum, Vinyl

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Carport, Stall, Rear, Street

Room Dimensions

RoomLevelDimensions
Dining roomMain level6'9'' x 14'4''
BedroomFourth level10'7'' x 12'9''
Primary BedroomFourth level10'9'' x 11'1''
Full bathroomFourth level8'11'' x 6'5''
2pc BathroomThird level6'3'' x 7'
Living roomSecondary Dwelling Unit14'8'' x 11'9''
KitchenSecondary Dwelling Unit11'9'' x 11'9''
Primary BedroomAdditional Accommodation12'6'' x 12'2''
Laundry roomBasement6'8'' x 8'7''
KitchenAdditional Accommodation9'6'' x 13'0''
Utility roomBasement6'2'' x 10'5''
BedroomAdditional Accommodation9'4'' x 10'3''
Full bathroomAdditional Accommodation5'2'' x 8'
Living roomAdditional Accommodation20'7'' x 13'8''
Primary BedroomMain level11'5'' x 10'9''
BedroomMain level9'1'' x 9'4''
KitchenMain level10'1'' x 12'9''
BedroomMain level7'11'' x 12'9''
4pc BathroomMain level5' x 9'4''
Living roomMain level14'8'' x 14'3''

Listing Information

MLS®
10391546
Listed
June 15, 2026
Time on market
On the market for 77 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Tucked at the end of a cul-de-sac in a great location, 1945 Bowes Street offers a rare setup with THREE SEPARATE LIVING spaces. Ideal for multigenerational living, a “live here + earn here” plan, or investment property with a strong cap rate. The main home (built 1958) has 3 bedrooms and 1 bathroom upstairs, plus a 2-bedroom suite downstairs each their own own kitchen and living area. Out back, a 2-bedroom carriage house (built 2005) adds even more options for extended family, long-term rental, or AirBNB (buyer to verify any applicable rules/licensing). Love convenience? You’re near shops and restaurants, about a 6 minute bike to the beach, and just minutes to the hospital. The homes have been well cared for, with updated windows in the main home, hardwood flooring, and a bright, functional kitchen that flows easily into the living and dining spaces. Outside, enjoy a private yard with room to relax, along with parking and lane access that suits multiple occupants. With MF1 zoning adding valuable future redevelopment potential, this is a versatile property that can help offset your mortgage while keeping everyone comfortably under one address. Book your showing today! (id:63159)

Values & Trends

This listing

$356/sqft

Building average

No other active listings in this building

Kelowna South average

$760/sqft

80 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
A S Matheson ElementaryElementary360 m
St Joseph Elementary School(Independent)Elementary383 m
Central School ProgramsK-12579 m
Central SecondarySecondary579 m
Bankhead ElementaryElementary1.5 km
Kelowna SecondarySecondary1.7 km
Raymer ElementaryElementary1.7 km
The Balsam School(Independent)Elementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Yum Yum Tree · 1835 Gordon Drive404 m
  • Vintner's Grill479 m
  • De Dutch486 m
  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue554 m
  • Swan Pizza578 m

Cafes (3)

  • Gong Cha514 m
  • Starbucks586 m
  • Continental Breakfast599 m

Grocery (1)

  • Peter's Your Independent Grocer · 1835 Gordon Drive342 m

Parks (5+)

  • Millbridge Park129 m
  • Mary Ann Collinson Memorial Park568 m
  • Pacific Court Park622 m
  • Stillingfleet Park646 m
  • Rowcliffe Park · 1850 Richter Street798 m

Gyms (1)

  • GoodLife Fitness417 m

Banks & ATMs (1)

  • BMO538 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$880,000.00
Periodic payment — Principal & Interest (monthly)$5,677.46
Additional monthly expenses (strata, tax, utilities, etc.)$645.48
Total monthly cost$6,322.94
Interest paid over 5-yr term$252,210.53
Balance at end of term$791,562.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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