Property Type: Detached HouseOwnership: Freehold

1977 Covington Crescent

West Kelowna, BC V1Z3M2

$1,099,000

6 bed4 bath4 parking3,404 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,997.2

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Hardwood

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, RV

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomBasement3' x 4'
KitchenAdditional Accommodation11' x 14'3''
BedroomAdditional Accommodation11'10'' x 12'7''
Full bathroomAdditional Accommodation7'2'' x 8'5''
Dining roomAdditional Accommodation10'5'' x 9'4''
Living roomAdditional Accommodation12'6'' x 23'3''
BedroomBasement11' x 16'1''
BedroomBasement10'4'' x 16'1''
4pc BathroomBasement5'7'' x 11'2''
Laundry roomBasement10' x 10'
BedroomMain level10' x 14'
OtherMain level18'5'' x 53'
4pc BathroomMain level
4pc Ensuite bathMain level
Primary BedroomMain level13'3'' x 14'
Dining roomMain level10'9'' x 11'4''
BedroomMain level10' x 10'2''
Family roomMain level12'7'' x 14'9''
KitchenMain level10' x 13'
Living roomMain level13' x 13'10''

Listing Information

MLS®
10396369
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Interior Inc. · Data source: CREA DDF.

Description

Beautifully updated home in West Kelowna Estates offering a fantastic family layout, abundant natural light, excellent outdoor living, and impressive income potential. The bright main floor features hardwood floors, fresh paint throughout, vaulted ceilings in the living room, loads of windows, a cozy gas fireplace in the family room, and a white kitchen with custom countertops and stainless steel appliances, including a stove and fridge replaced in 2026. The kitchen and dining area open onto a large deck overlooking the spacious fenced yard, garden, and hot tub. The main floor also includes three bedrooms and a full bathroom, including a generous primary bedroom with a large ensuite featuring custom cabinetry. Downstairs, the open-concept Airbnb suite offers one bedroom, kitchen, dining and living areas, a Murphy bed, and its own stacking washer and dryer. Currently generating approximately $30,000 per year, the suite provides an excellent income opportunity. The laundry room is currently located in the basement, while two additional bedrooms and another full bathroom provide flexibility for an expanded suite configuration. Additional highlights include central vacuum, a double garage, ample parking for a boat or RV, a newer water heater installed in 2025, and a new furnace and air conditioning system installed in June 2026. Set on a quiet street near excellent schools, this versatile home is ideal for families, guests, and income opportunities. AVAILABLE AND READY TO SHOW! (id:63159)

Values & Trends

This listing

$323/sqft

Building average

No other active listings in this building

West Kelowna Estates average

$380/sqft

38 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rose Valley ElementaryElementary856 m
Mar Jok ElementaryElementary1.4 km
Hudson Road ElementaryElementary2.1 km
Mount Boucherie SecondarySecondary3.2 km
Constable Neil Bruce Middle SchoolElementary4.1 km
The Balsam School(Independent)Elementary4.6 km
Central SecondarySecondary4.7 km
Central School ProgramsK-124.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Horizon Park197 m
  • Moonbeam Park531 m
  • Moonbeam Park563 m
  • Peak Point Park622 m
  • Faulkner Creek767 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$586.43
Total monthly cost$6,258.73
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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