Property Type: Detached HouseOwnership: Freehold

195 Adams Ave

Nanaimo, BC V9S4R9

$724,900

4 bed2 bath4 parking1,951 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Lot size
6,000 square feet
Zoning
Residential

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,394

Interior

Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning, Fully air conditioned, Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomLower level3-Piece
BedroomLower level9'6 x 10'3
BedroomLower level11'2 x 13'5
Recreation roomLower level11'3 x 17'10
Family roomLower level11'2 x 16'9
BathroomMain level4-Piece
BedroomMain level10'2 x 10'3
Primary BedroomMain level10'2 x 13'9
KitchenMain level9'6 x 11'9
Dining roomMain level9'10 x 10'4
Living roomMain level13'3 x 20'11

Listing Information

MLS®
1046719
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Tucked onto a quiet no through road in Central Nanaimo, this four bedroom, two bathroom split entry offers 1,951 sq ft of comfortable, well cared for living space and a long list of updates already completed. The main floor is bright and open. The updated kitchen features butcher block counters, stainless appliances and plenty of workspace, and it flows into a living and dining area filled with natural light and mountain views. Sliding doors lead out to a large covered deck, the kind of space you will use every day through the summer. Two bedrooms and an updated four piece bathroom complete this level. All measurements are approximate. The lower level gives you real room to spread out. You will find two more bedrooms, a new three piece bathroom, a family room with a fireplace, a counter with bar sink, full laundry and its own separate access to the outside. Together those pieces offer excellent suite potential for a buyer looking for a mortgage helper or space for extended family. The current owners have taken care of the items that matter most. Updates include a new natural gas forced air furnace, new central air conditioning, new 200 amp electrical service, a newer hot water tank, updated kitchen and bathrooms, newer flooring, fresh interior paint throughout, new exterior doors and a new washer and dryer. Outside, the yard is fully fenced and landscaped, with a carport and parking for three. Mature planting and established trees give the property a private, settled feel. The location is hard to beat. Bowen Park and Pryde Vista Golf Course are just around the corner, with schools, shopping, recreation and the hospital all within minutes and easy access to the rest of the city. A solid, updated home in a central, family oriented neighbourhood, ready for its next owners. All measurements are approximate and should be verified if important. (id:63159)

Values & Trends

This listing

$372/sqft

Building average

No other active listings in this building

Central Nanaimo average

$412/sqft

19 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Quarterway ElementaryElementary558 m
Career Technical CentreSecondary988 m
Discover Montessori School(Independent)Elementary/Middle988 m
Brechin ElementaryElementary1.1 km
Fairview ElementaryElementary1.5 km
OceaneElementary1.5 km
Secondaire de NanaimoSecondary1.8 km
Nanaimo District SecondarySecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Wa-Ku Japanese Restaurant94 m
  • Beaufort Pizza & Pasta97 m
  • Pho V. Ta Vietnamese Restaurant252 m
  • Kim's Korean BBQ House · 1607 Bowen Road293 m
  • O'Falafel666 m

Cafes (1)

  • Drip Coffee Social · 1515 Dufferin Crescent752 m

Grocery (1)

  • Alpha African-Caribbean Food Store254 m

Parks (5+)

  • Pryde Avenue Park · 170 Pryde Avenue255 m
  • Gyro (Waddington) Park · 711 Waddington Road517 m
  • Emery Way Park · 203 Emery Way543 m
  • Unnamed607 m
  • Beaufort Park · 69 Lorne Place651 m

Gyms (1)

  • Harbour City Fitness and Tanning · 1451 Bowen Road79 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$579,920.00
Periodic payment — Principal & Interest (monthly)$3,741.45
Additional monthly expenses (strata, tax, utilities, etc.)$464.17
Total monthly cost$4,205.61
Interest paid over 5-yr term$166,206.74
Balance at end of term$521,639.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,209.05

Cash Needed at Closing

Minimum down payment$47,490
Estimated BC PTT$12,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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