Property Type: Detached HouseOwnership: Freehold

1963 Wilfred Rd

Black Creek, BC V9J1J8

$609,000

2 bed1 bath4 parking968 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Lot size
8,712 square feet
Zoning
Unknown

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Air Conditioned
Fireplace
None

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
EntranceMain level3'6
KitchenMain level17'6
Living roomMain level17'6
Dining roomMain level15' x 8'
Laundry roomMain level6' x 5'
BathroomMain level4-Piece
BedroomMain level11' x 9'
BedroomMain level11'8

Listing Information

MLS®
1040121
Listed
June 11, 2026
Time on market
On the market for 81 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island North · Data source: CREA DDF.

Description

Perfect for first-time buyers, downsizers or anyone really. This is the most affordable detached new construction in the Comox Valley. Low maintenance, high efficiency, and set in a beautiful rural setting. Unlike older homes, this one comes with no surprises—no hefty hydro bills, costly renovations, or unexpected repairs. No strata fees. Enjoy peace of mind with 2-5-10 Home Warranty coverage and spend more time enjoying life instead of working on your home. This brand-new 2-bedroom rancher by MHH Construction LTD is move-in ready, featuring quartz countertops, a full crawl space for storage, and a fully ducted heat pump for year-round comfort. Outside offers a carport, beautiful deck, privacy fencing, and extra parking. Walk to Miracle Beach Elementary, with Saratoga Beach, trails, and shops nearby—everything you need at your doorstep. No monthly strata fees and no shared walls—just your own brand-new home. (id:63159)

Values & Trends

This listing

$629/sqft

Building average

No other active listings in this building

Merville Black Creek average

$898/sqft

29 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Miracle Beach ElementaryElementary603 m
Navigate AcademyElementary11.3 km
Ocean Grove ElementaryElementary11.6 km
Ècole Willow Point ElementaryElementary14.7 km
Georgia Park ElementaryElementary15.0 km
Southgate Middle SchoolElementary15.6 km
Huband Park ElementaryElementary16.0 km
Penfield ElementaryElementary16.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.9% ($35,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$487,200.00
Periodic payment — Principal & Interest (monthly)$3,143.25
Additional monthly expenses (strata, tax, utilities, etc.)$48.00
Total monthly cost$3,191.25
Interest paid over 5-yr term$139,632.92
Balance at end of term$438,237.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$35,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,406.94

Cash Needed at Closing

Minimum down payment$35,900
Estimated BC PTT$10,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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