Property Type: Detached HouseOwnership: Freehold

4324 Macaulay Rd

Black Creek, BC V9J1E2

$649,000

2 bed1 bath5 parking972 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Lot size
1.01 acres
Zoning
Rural residential

RU-8

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,976

Interior

Heating
Other
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
5 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BedroomOther16'6 x 10'10
BathroomMain level9'5 x 4'11
BedroomMain level14'7 x 11'0
Laundry roomMain level5'4 x 8'0
KitchenMain level7'2 x 8'0
Dining roomMain level9'6 x 8'0
Living roomMain level11'10 x 19'3

Listing Information

MLS®
1040664
Listed
June 17, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (CR) · Data source: CREA DDF.

Description

Welcome to your peaceful sanctuary. This charming A-frame home is perfectly positioned to capture breathtaking views through expansive double-pane windows that flood the space with natural light. A sliding glass door opens onto a spacious deck, the ideal place to sip your morning coffee while overlooking the stunning Orel lake conservation and surrounding natural beauty. The lake serves as a thriving bird sanctuary, home to sandhill cranes, swans,herons, and many other birds. Set on a private 1-acre property, this cozy home features 1 bedroom and 1 bathroom on main, a pellet stove that creates the perfect atmosphere for those cozy evenings. 1 bedroom/bonus room upper level. New carpet recently installed on the stairs and upstairs bedroom. The unfinished basement provides a blank canvas for your ideas to create additional living areas also offers a separate entrance.Whether you envision additional living space, a guest suite, studio, or workshop, the groundwork has already been started. (id:63159)

Values & Trends

This listing

$668/sqft

Building average

No other active listings in this building

Merville Black Creek average

$896/sqft

29 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Miracle Beach ElementaryElementary5.5 km
Ocean Grove ElementaryElementary9.6 km
Georgia Park ElementaryElementary12.3 km
Ècole Willow Point ElementaryElementary12.5 km
Southgate Middle SchoolElementary12.9 km
Penfield ElementaryElementary13.4 km
Timberline Secondary SchoolElementary14.1 km
Mer-et-montagneElementary/Middle15.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$297.00
Total monthly cost$3,646.70
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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