Property Type: Detached HouseOwnership: FreeholdNEW LISTING

199 Lower Bench Road

Penticton, BC V2A1B2

$1,349,900

4 bed3.5 bath2 parking2,971 sqftBuilt 1967
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
0.29 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,963.07

Interior

Basement
Full
Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (3)
Fireplace type
Wood, Gas, Conventional, Unknown
Flooring
Tile, Hardwood, Carpeted
Appliances
Refrigerator, Oven - Built-In

Exterior & Lot

Exterior features
Brick
View
City view, Lake view, Mountain view, Valley view, Unknown
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Septic tank
Parcel ID (PID)
009-190-996

Parking

Total spaces
2 — covered indicated
Features
Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
2pc BathroomMain level5'1'' x 6'9''
4pc Ensuite bathMain level6'10'' x 6'9''
Dining nookMain level9'4'' x 7'10''
Dining roomMain level9'5'' x 12'1''
Family roomMain level13'7'' x 19'2''
FoyerMain level11'4'' x 7'0''
KitchenMain level9'5'' x 9'10''
Living roomMain level17'9'' x 18'9''
Primary BedroomMain level14'0'' x 13'3''
4pc BathroomLower level8'0'' x 6'8''
BedroomLower level11'8'' x 10'8''
BedroomLower level11'2'' x 10'8''
BedroomLower level9'5'' x 10'10''
Laundry roomLower level9'6'' x 8'0''
Recreation roomLower level17'6'' x 18'7''
StorageLower level16'4'' x 13'8''
Utility roomLower level12'3'' x 13'10''

Listing Information

MLS®
10398733
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
September 1, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

*** OPEN HOUSE AUGUST 29 11:30am-1:00pm*** Perched above Okanagan Lake with sweeping views of the water, mountains, and valley below, this original owner home on Lower Bench Road has been a truly magical home for one family since it was built. By night, the marina twinkles to life below with a view that never gets old, no matter how many years you've called this place home. Now, for the first time, it's ready for its next chapter. The home welcomes you with classic brick, a covered carport, and mature, well tended hedges and landscaping, with Okanagan Lake visible the moment you pull into the driveway. Inside, two distinct living spaces on the main level speak to a home built for family life: a bright 300 sq ft living room with a wood paneled accent wall, marble-surround gas fireplace, and a picture window framing stunning lake and mountain views, and a separate, cozier 222 sq ft family room with its own brick wood-burning fireplace, beamed ceiling, and built-in bookshelves opening onto a private patio. The formal dining room looks out over the vineyards and hillside, a lovely spot for gathering around the table while the kitchen and breakfast nook retain warm original character, with a brick accent wall and lake views to enjoy each morning. The primary suite completes this level, with a 4-piece ensuite and lots of closet space. Downstairs, a walkout lower level adds three more bedrooms, a 4-piece bathroom, a spacious rec room, and generous storage, plenty of room to grow into. Throughout, hardwood floors, crown moulding, and original finishes reflect the pride this family has taken in their magical home over the years. With one of the finest lake and mountain outlooks on Lower Bench Road, this is a rare chance to put your own stamp on a home with real history and an unbeatable setting. (id:63159)

Values & Trends

This listing

$454/sqft

Building average

No other active listings in this building

Uplands/Redlands average

$1,057/sqft

17 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Uplands ElementaryElementary634 m
ConnectEd - Alternative ProgramsSecondary1.7 km
Secondaire de PentictonSecondary1.8 km
Penticton SecondarySecondary1.8 km
Entre-lacsElementary/Middle1.9 km
Penticton Christian School(Independent)K-122.2 km
Queens Park ElementaryElementary2.2 km
Holy Cross School(Independent)Elementary/Middle2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Rusty's647 m

Parks (1)

  • Vancouver Avenue Park790 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($109,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,079,920.00
Periodic payment — Principal & Interest (monthly)$6,967.28
Additional monthly expenses (strata, tax, utilities, etc.)$729.26
Total monthly cost$7,696.53
Interest paid over 5-yr term$309,508.18
Balance at end of term$971,391.53

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$109,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,534.47

Cash Needed at Closing

Minimum down payment$109,990
Estimated BC PTT$24,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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