Property Type: Detached HouseOwnership: Freehold

410 Upper Bench Road N

Penticton, BC V2A8T4

$1,199,900

4 bed4.5 bath5 parking3,150 sqftBuilt 1945
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.4 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,285

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown

Parking

Total spaces
5 — uncovered indicated
Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Partial bathroomSecondary Dwelling Unit7'9'' x 7'2''
Living roomMain level20'8'' x 21'11''
BedroomSecondary Dwelling Unit13'11'' x 8'4''
BedroomSecondary Dwelling Unit13'10'' x 8'6''
Dining nookMain level10'4'' x 7'3''
PantryMain level2'2'' x 3'
Utility roomBasement10' x 10'3''
StorageBasement3'5'' x 3'2''
StorageBasement8'3'' x 15'5''
Recreation roomBasement12'9'' x 10'11''
DenBasement8'5'' x 9'7''
OtherSecond level10'3'' x 5'2''
5pc Ensuite bathSecond level10'11'' x 10'
BedroomSecond level13'10'' x 9'10''
BedroomSecond level13'3'' x 13'8''
Primary BedroomSecond level15'11'' x 18'7''
2pc BathroomSecond level4'4'' x 5'4''
MediaMain level14'9'' x 10'8''
Mud roomMain level11'8'' x 6'8''
Living roomMain level13'10'' x 28'6''
Laundry roomMain level10' x 10'9''
FoyerMain level7'10'' x 11'2''
Family roomMain level14' x 16'9''
Dining roomMain level13'4'' x 14'11''
BedroomMain level13'1'' x 15'5''
4pc Ensuite bathMain level9'8'' x 7'11''
3pc BathroomMain level6' x 7'2''
KitchenMain level10'2'' x 16'6''

Listing Information

MLS®
10392032
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

CLICK VIDEO. This original home, built on the outskirts of small town Penticton, finds itself now surrounded by world class wineries. It's timeless charm has been preserved with the addition of a salt water pool, hot tub, solar panels, and stainless steal appliances in the open kitchen. A generous yard maintains a private oasis vibe with lush landscaping. The formal entry welcomes you into a bright living area with restored hardwood, gas fire place, and lots of room for family and friends. The separate front dining room has kept its original crown mouldings with large new windows. A wood burning stove acts as the centre of attention in the open family space and kitchen. Careful not to put your feet up in the window bench unless you have time for a nap. Up the spiral staircase are three bedrooms and two bathrooms. The generously sized primary bedroom includes a large bathtub and walk-in shower in the marble en-suite. On the main floor, grandparents or guests can gather, with their own kitchenette, full bathroom, and their own door to the back garden. The laundry room is off a mud room entrance boasting lots of hooks and built in shelves. The detached studio building can be just about anything you want it to be, with amazing acoustics from the wood floor and ceiling in the front area. Two private rooms, a bathroom, laundry and sink. Every room in the studio opens to the fresh air with French doors. Will it be your professional creative space, home office, wine shop, or generous guest suite? Enjoy being outside with a fenced pool deck, fire pit, fruit trees, fragrant lavender, and a chicken coop so funky you'll want to get chickens. Updated gas furnace is balanced by the electric heat pump, new water tank, carbon filtration, and 200-amp service. (id:63159)

Values & Trends

This listing

$381/sqft

Building average

No other active listings in this building

Uplands/Redlands average

$1,061/sqft

17 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Uplands ElementaryElementary1.3 km
Entre-lacsElementary/Middle2.3 km
ConnectEd - Alternative ProgramsSecondary2.5 km
Secondaire de PentictonSecondary2.7 km
Penticton SecondarySecondary2.7 km
Columbia ElementaryElementary2.9 km
Penticton Christian School(Independent)K-123.0 km
Holy Cross School(Independent)Elementary/Middle3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,920.00
Periodic payment — Principal & Interest (monthly)$6,193.08
Additional monthly expenses (strata, tax, utilities, etc.)$1,015.08
Total monthly cost$7,208.16
Interest paid over 5-yr term$275,115.83
Balance at end of term$863,451.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,496.37

Cash Needed at Closing

Minimum down payment$94,990
Estimated BC PTT$21,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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