Property Type: Land / LotOwnership: Freehold

2 Courtney Way

Shawnigan Lake, BC V0R2W0

$479,000

0 bed0 bath4 parking
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Property Details

Property & Lot

Lot size
20,909 square feet
Zoning
Residential

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,001

Interior

Fireplace
None

Parking

Total spaces
4

Listing Information

MLS®
1036604
Listed
May 19, 2026
Time on market
On the market for 104 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

Build your dream home on this partially serviced half-acre lot in one of Shawnigan Lake’s most sought-after neighbourhoods. Surrounded by thoughtfully designed homes and a welcoming community, this property offers the perfect blend of tranquility and convenience. Enjoy lovely ocean glimpses and an easy walk through this charming area and trails to Shawnigan Village and the Government Docks—ideal for lakeside strolls, swimming, or launching your kayak on a sunny day. This lot is well-prepared for your vision, with municipal water already available, septic perk tests completed, and a septic design on file. Zoned R3, the property allows for a legal suite—offering flexibility for extended family or rental income. A rare opportunity to secure a ready-to-build lot in a picturesque location where lifestyle and community truly come together. 20 minute drive to Langford or Duncan. Call or email to book an appointment today: sarahdoylerealestate.ca (id:63159)

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St John's Preparatory Academy Shawnigan(Independent)K-122.1 km
Shawnigan Lake(Independent)Secondary2.5 km
Frances Kelsey SecondarySecondary3.1 km
Discovery ElementaryElementary3.3 km
George Bonner ElementaryElementary3.8 km
Brentwood College(Independent)Secondary3.9 km
Evergreen Independent School(Independent)Elementary4.4 km
Ecole Cobble Hill ElementaryElementary5.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Courtney Way Park284 m
  • Bob-O-Link Trail764 m
  • Gibsons Park777 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,200.00
Periodic payment — Principal & Interest (monthly)$2,472.28
Additional monthly expenses (strata, tax, utilities, etc.)$166.75
Total monthly cost$2,639.03
Interest paid over 5-yr term$109,826.22
Balance at end of term$344,689.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,499.18

Cash Needed at Closing

Minimum down payment$23,950
Estimated BC PTT$7,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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