Property Type: Land / LotOwnership: Freehold

Lot 12 Mountain Rd

Duncan, BC V9L6N5

$549,900

0 bed0 bath10 parking
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Property Details

Property & Lot

Lot size
10.32 acres
Zoning
Other

F-1

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,778

Interior

Fireplace
None

Parking

Total spaces
10

Listing Information

MLS®
1015715
Listed
October 7, 2025
Time on market
On the market for 328 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Duncan Realty · Data source: CREA DDF.

Description

For those looking to get away from it all & yet be close to town, this 10.32 acre parcel is perfect. Located in a quiet rural location, on a paved road, offering peace & tranquility & yet only 15 minutes back to Duncan. The property affords great privacy with only one adjoining neighbour & frontage on Colpman & Mountain Roads. Access is possible off either road & power is at the road. The property has a charming one room cabin fitted with bunk beds & a woodstove, perfect for weekend retreats. There is a dug well on the property. The lot has been left natural with an abundance of ferns, salal, deciduous & needle trees & enough firewood from windfalls to warm a home for years. There is a riparian zone that has been flagged. There is a great building site off Colpman on an elevated knoll, although there are many other options for your dream home. Great walking, biking & horseback riding opportunities with the old rail line across the road. Bike the Kinsol Treslte. (id:63159)

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Discovery ElementaryElementary5.9 km
Shawnigan Lake(Independent)Secondary6.4 km
Sunrise Waldorf School(Independent)Elementary/Middle6.5 km
Noorunissa Montessori Academy of Canada(Independent)Elementary7.3 km
St John's Preparatory Academy Shawnigan(Independent)K-128.3 km
Evergreen Independent School(Independent)Elementary8.4 km
Ecole Cobble Hill ElementaryElementary9.2 km
Bench ElementaryElementary9.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Mountain Park55 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (strata, tax, utilities, etc.)$231.50
Total monthly cost$3,069.71
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,997.93

Cash Needed at Closing

Minimum down payment$29,990
Estimated BC PTT$8,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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