Property Type: Detached HouseOwnership: Freehold

20 FAIRVIEW Avenue

Kitchener, BC N2H3E8

$599,999

4 bed2 bath6 parking1,626 sqftBuilt 1922
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
50 feet

R2B

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,531

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None

Exterior & Lot

Exterior features
Brick

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
Laundry roomBasement6'8'' x 9'7''
Eat in kitchenMain level10'0'' x 14'1''
Dining roomMain level12'3'' x 13'10''
Living roomMain level12'4'' x 15'4''
4pc BathroomSecond level
BedroomSecond level10'5'' x 10'7''
BedroomSecond level8'3'' x 17'3''
BedroomSecond level10'6'' x 10'8''
Primary BedroomSecond level11'9'' x 14'11''
AtticThird level10'11'' x 24'7''

Listing Information

MLS®
40843327
Listed
July 3, 2026
Time on market
On the market for 74 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX Real Estate Centre Inc. · Data source: CREA DDF.

Description

Opportunity, character, and endless potential await! This classic 4-bedroom, 2-bath home is ready for its next chapter and offers the perfect canvas for someone with vision. Situated on a large, beautifully treed lot on a mature street just steps from downtown, this property combines an exceptional location with unlimited possibilities. The welcoming full-width covered front porch sets the tone, while inside you'll find spacious principal rooms including an eat-in kitchen, formal dining room, and a comfortable living room with a cozy wood stove. Original woodwork throughout adds warmth, charm, and timeless character that simply can't be duplicated. This home requires extensive updating but offers incredible potential to become a stunning family residence or, a potential duplex investment. The unfinished walk-up attic offers excellent potential for future living space, while an upper walk-out porch off one of the bedrooms adds even more character and charm. The true showstopper is the spectacular backyard. The oversized, beautifully treed lot provides exceptional privacy and plenty of room for gardens, entertaining, family gatherings, or simply enjoying your own peaceful outdoor retreat. Recent improvements include a new roof and eavestroughs (2022), two attic windows replaced (2022), and a new furnace (2017), providing a solid starting point for your renovation plans. Additional features include a detached garage, a long private driveway with parking for 4-5 vehicles, a covered rear entry porch, and a flexible closing date. Bring your imagination and restore this character-filled home to its full potential. Great chance for a property with this much charm, such an incredible lot, and so much opportunity come to market! (id:63159)

Values & Trends

This listing

$369/sqft

Building average

No other active listings in this building

212 - Downtown Kitchener/East Ward average

$424/sqft

33 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($35,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,999.00
Periodic payment — Principal & Interest (monthly)$3,096.79
Additional monthly expenses (strata, tax, utilities, etc.)$458.58
Total monthly cost$3,555.37
Interest paid over 5-yr term$137,569.09
Balance at end of term$431,760.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$35,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,344.65

Cash Needed at Closing

Minimum down payment$35,000
Estimated BC PTT$10,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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