Property Type: TownhouseOwnership: StrataNEW LISTING

200 Gerstmar Road Unit# 11

Kelowna, BC V1X4A7

$289,900

2 bed1 bath1,026 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$310/mo
Annual property tax
$1,963

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Reserve Fund Contributions

Interior

Heating
Baseboard heaters
Fireplace
None

Building

Water source
Municipal water
Sewer
Septic tank
Parcel ID (PID)
002-136-775

Parking

Features
Stall

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level4'11'' x 11'5''
BedroomMain level10'2'' x 11'7''
Dining roomMain level8'5'' x 8'11''
Primary BedroomMain level11'2'' x 15'6''
KitchenMain level8'2'' x 8'4''
Living roomMain level11' x 22'7''

Listing Information

MLS®
10399277
Listed
August 31, 2026
Time on market
Listed today
Data last synced
September 1, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

This condo has been fully renovated from top to bottom. New kitchen, new bathroom, new flooring, fresh paint. The unit sits on the second level, accessed by stairs (no elevator in the building), with a patio that looks out over a treed area rather than a parking lot or neighbouring unit. One outside parking stall is included. Its in a great location with IGA, Save-On-Foods, and several pharmacies (Local Pharmacy, Asher Pharmacy, Rutland Medical Pharmacy) all within about a kilometre. Fully renovated condos at this price point are hard to find in Kelowna right now. (id:63159)

Values & Trends

This listing

$283/sqft

Building average

No other active listings in this building

Rutland South average

$394/sqft

17 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Sunny

10°C

Sunny

Humidity 91%

Wind NW calm km/h

Today

27°

Tonight

13°

Wednesday

22°

Wednesday night

13°

Thursday

21°

Thursday night

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kelowna Arts Academy(Independent)K-12547 m
Flex Academy(Independent)K-12548 m
Springvalley Middle SchoolElementary675 m
Springvalley ElementaryElementary737 m
Quigley ElementaryElementary1.1 km
Pearson Road ElementaryElementary1.5 km
Okanagan Christian School(Independent)K-121.5 km
Belgo Elementary SchoolElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • hoang gai788 m

Cafes (1)

  • Unnamed761 m

Parks (2)

  • Davie Park302 m
  • Hollydell Park544 m

Shopping (1)

  • Canadian Tire · 2479 Highway 97 North628 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$231,920.00
Periodic payment — Principal & Interest (monthly)$1,496.27
Additional monthly expenses (strata, tax, utilities, etc.)$524.74
Total monthly cost$2,021.01
Interest paid over 5-yr term$66,468.94
Balance at end of term$208,612.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,117.77

Cash Needed at Closing

Minimum down payment$14,495
Estimated BC PTT$3,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,793

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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