Property Type: TownhouseOwnership: Strata

240 McIntosh Road Unit# 225

Kelowna, BC V1X2C4

$348,900

2 bed2 bath956 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$336/mo
Annual property tax
$2,014.28

Interior

Heating
Electric
Cooling / A/C
Wall unit
Fireplace
None

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation4'5'' x 11'7''
4pc Ensuite bathMain level5'2'' x 9'1''
BedroomMain level11' x 9'11''
Dining roomMain level8'1'' x 8'
Primary BedroomMain level11'4'' x 11'7''
Living roomMain level12'11'' x 19'1''
KitchenMain level8'11'' x 7'7''

Listing Information

MLS®
10393040
Listed
June 30, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Welcome to McIntosh Gardens! This spacious two-bedroom, two-bathroom home offers an exceptional opportunity for first-time buyers, downsizers, or savvy investors looking to add value in a prime North Rutland location. Tucked into a quiet residential neighbourhood, you’ll enjoy easy access to schools, shopping, restaurants, parks, transit, medical services, and all the everyday amenities Kelowna has to offer. Inside, the functional layout features generous living spaces, two full bathrooms, abundant storage, and plenty of natural light. Move in as-is or bring your own creative vision to personalize the space with cosmetic updates and build instant equity over time. A covered carport provides secure parking, while a private storage locker and additional storage in the carport add everyday convenience. Affordable, functional, and full of potential, this is a fantastic opportunity to own a well-located home with unlimited possibilities. Whether you’re looking for your first home, a rental property, or a smart long-term investment, Unit 225 is ready for its next chapter. (id:63159)

Values & Trends

This listing

$365/sqft

Building average

No other active listings in this building

Rutland North average

$354/sqft

19 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland Senior SecondaryElementary664 m
Rutland Middle SchoolMiddle666 m
South Rutland ElementaryElementary818 m
Pearson Road ElementaryElementary974 m
Flex Academy(Independent)K-121.1 km
Belgo Elementary SchoolElementary1.1 km
Rutland ElementaryElementary1.2 km
Kelowna Arts Academy(Independent)K-121.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Jaide & Joel's Baking Company · 555 Montgomery Road389 m
  • Latin Fiesta429 m
  • Memphis Blues443 m
  • Fusion Food Lounge518 m
  • Alcatraz Chicken · 225 Rutland Road South612 m

Cafes (3)

  • Starbucks457 m
  • Dosa Crepe Cafe · Gray Road528 m
  • Unnamed779 m

Grocery (2)

  • Save-On-Foods475 m
  • IGA575 m

Parks (5+)

  • Rutland Centennial Park179 m
  • Roxby Square367 m
  • Rutland Bluff Linear Park393 m
  • Briarwood Park587 m
  • Rutland Lions Park636 m

Pharmacies (3)

  • Shoppers Drug Mart492 m
  • Paragon623 m
  • The Local Pharmacy · 225 Rutland Road South631 m

Banks & ATMs (4)

  • First West Credit Union · 110 Highway 33 West415 m
  • Basha Donair - Bitcoin Well ATM · 135 Rutland Road North444 m
  • TD455 m
  • Interior Savings594 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,445) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$279,120.00
Periodic payment — Principal & Interest (monthly)$1,800.79
Additional monthly expenses (strata, tax, utilities, etc.)$551.67
Total monthly cost$2,352.45
Interest paid over 5-yr term$79,996.59
Balance at end of term$251,069.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,445
Stress test qualifying rate8.09%
Payment you must qualify for$2,548.77

Cash Needed at Closing

Minimum down payment$17,445
Estimated BC PTT$4,978
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,923

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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