Property Type: Detached HouseOwnership: Freehold

2008 Topping Street

Trail, BC V1R4G5

$209,000

3 bed2 bath2 parking1,405 sqftBuilt 1929
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.04 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,953

Interior

Heating
Forced air, See remarks
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomBasement
KitchenBasement5'4'' x 12'11''
OtherAdditional Accommodation10'4'' x 15'0''
Full bathroomMain level
BedroomMain level9'5'' x 10'2''
BedroomMain level9'0'' x 10'9''
Primary BedroomMain level9'6'' x 11'0''
KitchenMain level9'6'' x 10'4''
Living roomMain level8'4'' x 8'7''
Dining roomMain level10'1'' x 12'2''

Listing Information

MLS®
10385374
Listed
May 5, 2026
Time on market
On the market for 118 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

Opportunity awaits on Topping Street! This 3-bedroom, 2-bathroom home has good bones and offers incredible potential for the right buyer looking to add value. Perched to take advantage of its setting, the main living and dining areas capture beautiful views overlooking the Columbia River. All three bedrooms are upstairs, including a primary suite with access to a private patio - perfect for enjoying a quiet morning coffee or unwinding at the end of the day. The kitchen features ample cabinets and generous counter space, providing a great foundation for future updates. The lower level offers added flexibility with an in-law suite complete with its own kitchen, full bathroom, and open sleeping area - ideal for extended family and guests. This space also provides direct access to the attached garage, a rare and practical feature for homes on Topping Street. With vision and some updates, this home presents a fantastic opportunity to create something truly special in a desirable location. (id:63159)

Values & Trends

This listing

$149/sqft

Building average

No other active listings in this building

Trail average

$272/sqft

60 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 64%

Wind WNW 5 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

7,920

(2021 Census)

+2.7% since 2016

Density: 226.9/km²

Dwellings: 3,973

Median household income: $68,000

After-tax: $61,600

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom1.8% · 145
  • United States of America1.2% · 95
  • Italy1.2% · 95
  • India0.8% · 60
  • Philippines0.6% · 50
  • Germany0.5% · 40
  • China0.4% · 30
  • Hungary0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kootenay Columbia SecondarySecondary808 m
St Michael's Elementary(Independent)Elementary1.0 km
J Lloyd Crowe SecondaryElementary1.3 km
Glenmerry ElementaryElementary2.9 km
James L Webster ElementaryElementary3.2 km
des Sept-sommetsElementary/Middle7.1 km
Rossland Summit SchoolElementary/Middle7.3 km
Fruitvale ElementaryElementary11.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Double Happiness · 1420 Bay Avenue551 m
  • Colander560 m
  • The Colander · 1475 Cedar Avenue566 m
  • J & V Restaurant611 m

Cafes (3)

  • Caffe Americano555 m
  • Trail Coffee & Tea Co. · 1369 Cedar Avenue668 m
  • Bridgeview Cafe702 m

Grocery (1)

  • Ferraro Foods793 m

Parks (3)

  • Rotary Park181 m
  • Daniel Street Park292 m
  • Jubilee Park459 m

Gyms (1)

  • Kootenay Sol Yoga · 1395 Cedar Avenue646 m

Banks & ATMs (1)

  • CIBC725 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$167,200.00
Periodic payment — Principal & Interest (monthly)$1,078.72
Additional monthly expenses (strata, tax, utilities, etc.)$232.75
Total monthly cost$1,311.47
Interest paid over 5-yr term$47,920.00
Balance at end of term$150,396.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,526.78

Cash Needed at Closing

Minimum down payment$10,450
Estimated BC PTT$2,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,130

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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