Property Type: Detached HouseOwnership: Leasehold

2010 Porcupine Court

Westbank, BC V4T2H5

$549,900

3 bed2.5 bath3 parking1,383 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Annual property tax
$2,739.63

Interior

Heating
Forced air
Fireplace
None

Parking

Total spaces
3 — uncovered indicated
Features
RV

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomLower level9'10'' x 12'5''
BedroomLower level9'11'' x 9'
BedroomLower level10' x 11'2''
4pc BathroomLower level9'2'' x 5'
Partial bathroomMain level4'11'' x 6'3''
Dining roomMain level15' x 8'6''
Living roomMain level19'6'' x 11'9''
KitchenMain level16'5'' x 10'5''

Listing Information

MLS®
10378247
Listed
March 7, 2026
Time on market
On the market for 178 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

NO STRATA FEES, NO HOA fees. This property is perfect for first time home buyers, those wanting an alternative to a townhouse or condo and are excited to create a space of their own. Boasting a spacious fenced yard for those wanting to create a garden haven or have the children and pets run about in a secure space. 3 bed, 1.5 bath single family home is close to Chief Tomat Elementary School. This property has ample parking for an RV, toys or multiple vehicles. Inside the main floor has a large kitchen and pantry and looks out onto the backyard with easy indoor -outdoor access via the back deck. The main floor has ample entertaining space and does not lack for storage. The overall square footage feels larger than it measures. All 3 bedrooms are on the lower level and are generous in size. This property also has a CMHC approved Lease until 2146. No PTT, No Foreign Buyers Tax, Close to all amenities and bus transportation. (id:63159)

Values & Trends

This listing

$398/sqft

Building average

No other active listings in this building

Westbank Centre average

$422/sqft

49 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 85%

Wind ENE calm km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sensisyusten House of Learning(Independent)Elementary488 m
Chief Tomat ElementaryElementary499 m
Constable Neil Bruce Middle SchoolElementary2.2 km
Shannon Lake ElementaryElementary2.3 km
Mount Boucherie SecondarySecondary2.5 km
Our Lady of Lourdes(Independent)Elementary/Middle3.2 km
Hudson Road ElementaryElementary3.4 km
Webber Road ElementaryElementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Jonagold Park277 m
  • Unnamed342 m
  • Unnamed435 m
  • Crown Town Park561 m
  • Mission Ridge Park691 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (strata, tax, utilities, etc.)$297.30
Total monthly cost$3,135.52
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,997.93

Cash Needed at Closing

Minimum down payment$29,990
Estimated BC PTT$8,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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