Property Type: Condo / ApartmentOwnership: Strata

202 9844 Croft St

Chemainus, BC V0R1K0

$419,500

2 bed2 bath10 parking1,025 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Residential/Commercial

C2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$394/mo
Annual property tax
$3,093.18

Interior

Heating
Electric
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dryer, Garburator

Exterior & Lot

View
Ocean view
Lot features
Central location, Other, Marine Oriented

Building

Security
Sprinkler System-Fire, Fire alarm system
Parcel ID (PID)
023-471-247

Parking

Total spaces
10

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level3-Piece
EnsuiteMain level4-Piece
EntranceMain level6'11 x 6'10
Living roomMain level12'1 x 11'0
Dining roomMain level9'10 x 10'6
KitchenMain level9'2 x 7'4
BedroomMain level9' x 14'
Primary BedroomMain level11'9 x 11'4

Listing Information

MLS®
1043105
Listed
July 18, 2026
Time on market
On the market for 44 days
Data last synced
August 31, 2026

Listing provided by: RE/MAX Generation (CH) · Data source: CREA DDF.

Description

Enjoy coastal living blocks from the ocean in this bright and beautifully maintained 2-bed, 2-bath condo in the heart of Chemainus. Featuring a spacious open-concept floor plan, this home offers an efficient kitchen with full appliances that flows seamlessly into the dining and living area, highlighted by an attractive electric fireplace with a detailed surround. The generous primary bedroom includes a walk-in closet, updated ensuite, and access to a covered balcony where you can relax and enjoy glimpses of the sea. The second bedroom provide excellent space for guests or a home office. In suite storage and laundry and a second bath complete the layout. This exceptionally well-managed building has recently completed a new roof and gutters, with new hallway carpets and exterior painting already planned, adding even more value. Conveniently located within walking distance to shops, the medical centre, parks, restaurants, this is carefree Vancouver Island living at its best. (id:63159)

Values & Trends

This listing

$409/sqft

Building average

No other active listings in this building

Chemainus average

$437/sqft

10 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus SecondaryK-12654 m
Chemainus Elementary Community SchoolElementary1.3 km
Stz'uminus Senior Secondary(Independent)Secondary8.4 km
Thetis Island ElementaryElementary8.7 km
Crofton Elementary Community SchoolElementary8.9 km
Ladysmith PrimaryElementary10.6 km
Ladysmith SecondarySecondary10.9 km
Ladysmith IntermediateElementary10.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Sushi Kuni · 2869 Oak Street69 m
  • Pho Triple 7 · 9779 Willow Street241 m
  • Bonnie Martin Restaurant · 2877 Mill Street331 m
  • Little Town Pizza · 9734 Chemainus Road432 m
  • Sawmill TapHouse & Grill741 m

Cafes (4)

  • Jollity Farm Shop & Cafe · 2859 Oak Street87 m
  • The Book Nook · 2859 Oak Street88 m
  • Willow Street Cafe · 9749 Willow Street347 m
  • Owl's Nest354 m

Grocery (2)

  • Country Grocer659 m
  • Country Grocer671 m

Parks (5+)

  • Waterwheel Park · 9799 Waterwheel Crescent185 m
  • Heritage Park367 m
  • Kinsmen Beach Park395 m
  • Chemainus Ball Fields · 9740 Elm Street487 m
  • Askew Creek Park554 m

Pharmacies (2)

  • Rexall · 9762 Willow Street311 m
  • Pharmasave739 m

Banks & ATMs (4)

  • Coastal Community Credit Union · 9781 Willow Street228 m
  • CIBC · 9760 Willow Street312 m
  • Unnamed663 m
  • IslandSavings697 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,975) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$335,600.00
Periodic payment — Principal & Interest (monthly)$2,165.18
Additional monthly expenses (strata, tax, utilities, etc.)$702.70
Total monthly cost$2,867.88
Interest paid over 5-yr term$96,183.92
Balance at end of term$301,873.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,975
Stress test qualifying rate8.09%
Payment you must qualify for$3,064.52

Cash Needed at Closing

Minimum down payment$20,975
Estimated BC PTT$6,390
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,865

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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