Property Type: Condo / ApartmentOwnership: Strata

403 9876 Esplanade St

Chemainus, BC V0R1K1

$405,000

2 bed2 bath1 parking935 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$585/mo
Annual property tax
$3,214

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Open

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level8'3 x 15'3
EnsuiteMain level4-Piece
Primary BedroomMain level10'4 x 15'3
BathroomMain level4-Piece
KitchenMain level10'2 x 7'8
Dining roomMain level10'11 x 7'8
Living roomMain level11'10 x 19'1

Listing Information

MLS®
1026129
Listed
February 17, 2026
Time on market
On the market for 195 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Enjoy easy-care coastal living in this bright and beautifully updated 2-bedroom, 2-bathroom ocean-view condo, ideally located in the heart of Chemainus. Freshly painted with new flooring throughout, this inviting home is filled with natural light from the large windows. The spacious living room opens onto a private balcony where you can relax and take in the ocean views. The functional kitchen features newer appliances, ample cabinetry, and an adjoining dining area perfect for everyday meals or entertaining. The generous primary bedroom includes a 4-piece ensuite, while the second bedroom and additional 4-piece bathroom provide comfortable space for guests or a home office. A convenient laundry room with pantry storage adds to the home's practicality. Just a short walk to the beach, shops, cafés, and the vibrant downtown, you'll love everything Chemainus has to offer—from its famous murals and charming boutiques to seasonal markets and community events. This well-maintained 55+ building allows one dog (up to 25 lbs) or one cat, making it an ideal choice for those seeking a relaxed, low-maintenance lifestyle by the sea. (id:63159)

Values & Trends

This listing

$433/sqft

Building average

No other active listings in this building

Chemainus average

$435/sqft

10 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus SecondaryK-12670 m
Chemainus Elementary Community SchoolElementary1.3 km
Stz'uminus Senior Secondary(Independent)Secondary8.4 km
Thetis Island ElementaryElementary8.6 km
Crofton Elementary Community SchoolElementary9.0 km
Ladysmith PrimaryElementary10.6 km
Ladysmith SecondarySecondary10.8 km
Ladysmith IntermediateElementary10.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Sushi Kuni · 2869 Oak Street69 m
  • Pho Triple 7 · 9779 Willow Street362 m
  • Bonnie Martin Restaurant · 2877 Mill Street451 m
  • Little Town Pizza · 9734 Chemainus Road548 m

Cafes (4)

  • The Book Nook · 2859 Oak Street46 m
  • Jollity Farm Shop & Cafe · 2859 Oak Street48 m
  • Willow Street Cafe · 9749 Willow Street452 m
  • Owl's Nest464 m

Grocery (2)

  • Country Grocer733 m
  • Country Grocer738 m

Parks (5+)

  • Waterwheel Park · 9799 Waterwheel Crescent306 m
  • Kinsmen Beach Park311 m
  • Heritage Park486 m
  • Chemainus Skate Park · 2988 Elliott Street609 m
  • Chemainus Ball Fields · 9740 Elm Street620 m

Pharmacies (1)

  • Rexall · 9762 Willow Street429 m

Banks & ATMs (4)

  • Coastal Community Credit Union · 9781 Willow Street350 m
  • CIBC · 9760 Willow Street428 m
  • Unnamed734 m
  • IslandSavings772 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$324,000.00
Periodic payment — Principal & Interest (monthly)$2,090.34
Additional monthly expenses (strata, tax, utilities, etc.)$899.57
Total monthly cost$2,989.91
Interest paid over 5-yr term$92,859.33
Balance at end of term$291,439.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,958.59

Cash Needed at Closing

Minimum down payment$20,250
Estimated BC PTT$6,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,850

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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