Property Type: Detached HouseOwnership: Freehold

2025 Catt Avenue

Lumby, BC V0E2G0

$699,900

4 bed2 bath7 parking2,808 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.54 acres
Frontage
95 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,471.88

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Other
View
City view, Mountain view

Building

Roof
Cedar shake, Unknown

Parking

Total spaces
7 — covered indicated
Features
Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherBasement6'0'' x 5'5''
OtherBasement13'6'' x 12'9''
StorageBasement11'2'' x 6'9''
Laundry roomBasement13'6'' x 13'11''
BedroomBasement8'4'' x 15'2''
Recreation roomBasement16'11'' x 27'5''
FoyerMain level12'4'' x 4'11''
BedroomMain level10'6'' x 9'10''
BedroomMain level10'6'' x 14'4''
Full bathroomMain level7'2'' x 8'7''
KitchenMain level10'7'' x 14'9''
Dining roomMain level17'2'' x 10'6''
Living roomMain level13'2'' x 18'10''
3pc Ensuite bathMain level8'2'' x 5'9''
Primary BedroomMain level23'1'' x 13'7''

Listing Information

MLS®
10388927
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Opportunity knocks in Lumby! Set on a rare 0.54-acre double lot, this property offers double bay detached shop with heat and AC, backyard vehicle access from Derry Lane, subdivision potential, and room for all your toys. Bring the RV, boat, trailers, and equipment - there is no shortage of parking here. The R7 zoning indicates a home occupation as an accessory use which pairs well with the detached shop. The fully fenced yard offers space for gardens, pets, and outdoor living, all while taking in beautiful Lumby Valley views. Inside, you’ll find over 2,800 sq ft of living space with 3 bedrooms and 2 bathrooms upstairs. Master Bedroom on the main floor is complete with Ensuite, Walk-in Closet, and side yard access. The lower level features a separate entrance and plumbing rough-in for a future bathroom. The unfinished space offers flexibility and suite potential. Big-ticket updates have been taken care of, including newer windows, newer siding, hot water on demand (2017), furnace (2020), A/C (2020), all roofs (2026) - leaving the cosmetic finishing touches for your own vision over time. Finding half an acre on two titles with a heated shop in town is the hard part - this is your chance to add value and make it your own. (id:63159)

Values & Trends

This listing

$249/sqft

Building average

No other active listings in this building

Lumby Valley average

$479/sqft

46 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 68%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Crossroads Learning CentreSecondary424 m
Charles Bloom SecondaryK-12447 m
J W Inglis ElementaryElementary770 m
Okanagan Waldorf School(Independent)Elementary5.4 km
Lavington ElementaryElementary9.8 km
B X ElementaryElementary18.7 km
Coldstream ElementaryElementary19.0 km
Hillview ElementaryElementary19.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Avenue Pizza282 m
  • Sisters Family Restaurant364 m
  • Yuki Sushi432 m
  • Millie's Kitchen472 m
  • Ana's Pizza519 m

Cafes (2)

  • Jitter Beans Coffee Shop309 m
  • Tim Hortons540 m

Grocery (1)

  • Super A Foods190 m

Parks (5+)

  • Unnamed298 m
  • Unnamed358 m
  • Monashee Family Park421 m
  • Unnamed571 m
  • Oval Park645 m

Shopping (1)

  • Field's Mini Mart334 m

Banks & ATMs (1)

  • Scotiabank275 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$429.32
Total monthly cost$4,041.74
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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