Property Type: Condo / ApartmentOwnership: Strata

203 1035 Southgate St

Victoria, BC V8V2Z1

$595,000

2 bed2 bath1 parking1,152 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,138 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$595/mo
Annual property tax
$2,995.87

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
SunroomMain level5' x 16'
BedroomMain level12' x 10'
EnsuiteMain level2-Piece
BathroomMain level4-Piece
Primary BedroomMain level15' x 14'
KitchenMain level8' x 9'
Dining roomMain level12' x 9'
Living roomMain level16' x 13'
EntranceMain level6' x 4'

Listing Information

MLS®
1046924
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Turnkey corner-unit living in the heart of Cook Street Village! This bright, immaculate 2-bedroom, 2-bathroom home offers a spacious 1,152 sq. ft. layout with comfortable proportions, a generous living room and a large primary suite with walk-through closet & ensuite. Enjoy the updated kitchen with pantry room, recently renovated main bath & private enclosed balcony: a quiet observatory for the rhythm of the street. Other recent enhancements: laminate flooring/living room carpet (2024), light fixtures (2022-24), Murphy Bed in 2nd bedroom & updated appliances. This is a clean, well-maintained building with covered parking, common meeting/recreation room and workshop. Steps to shops, restaurants and everyday amenities, with Beacon Hill Park, Dallas Road and Downtown Victoria within easy walking distance. Friendly neighbours and a welcoming community complete this move-in-ready home! Don't miss out on this amazing opportunity for relocation to the amazing Cook Street Village community! (id:63159)

Values & Trends

This listing

$516/sqft

Building average

No other active listings in this building

Fairfield West average

$577/sqft

14 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Park Family SchoolElementary621 m
Christ Church Cathedral School(Independent)Elementary/Middle636 m
Sir James Douglas ElementaryElementary778 m
Pacific School of Innovation and Inquiry(Independent)Secondary949 m
Central Middle SchoolElementary1.2 km
James Bay CommunityElementary1.6 km
Victoria HighElementary1.7 km
George Jay ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Village Taverna · 1075 Pendergast Street150 m
  • Hot House Pizza · 351 Cook Street204 m
  • The next216 m
  • Morning People · 325 Cook Street242 m
  • Greek on the Street · 325 Cook Street252 m

Cafes (4)

  • Moka House · 345 Cook Street209 m
  • The Hidden Gem Treat Shop & Cafe · 337 Cook Street238 m
  • Jackson Brothers Coffeehouse · 784 Humboldt Street668 m
  • Capital City Café764 m

Grocery (1)

  • The Root Cellar Village Green Grocer · 271 Cook Street292 m

Parks (5+)

  • St. Ann's Academy National Historic Site · 835 Humboldt Street516 m
  • Rupert Terrace Green · 850 Quadra Street550 m
  • Chapman Park · 1200 Chapman Street563 m
  • Beacon Hill Park · 100 Cook Street578 m
  • South Park621 m

Pharmacies (1)

  • Rexall275 m

Banks & ATMs (1)

  • Localcoin Bitcoin ATM281 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$476,000.00
Periodic payment — Principal & Interest (monthly)$3,070.99
Additional monthly expenses (strata, tax, utilities, etc.)$902.66
Total monthly cost$3,973.65
Interest paid over 5-yr term$136,422.97
Balance at end of term$428,163.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,310.05

Cash Needed at Closing

Minimum down payment$34,500
Estimated BC PTT$9,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$45,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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