Property Type: Condo / ApartmentOwnership: StrataNEW LISTING

401 1145 Hilda St

Victoria, BC V8V2Z5

$574,818

2 bed2 bath1 parking1,111 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,168 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$557/mo
Annual property tax
$3,368.48

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None
Appliances
Refrigerator, Range - Electric, Dishwasher, Microwave

Exterior & Lot

View
City view, Mountain view

Building

Parcel ID (PID)
000-306-991

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteMain level2-Piece
EntranceMain level
StorageMain level
Primary BedroomMain level
KitchenMain level
Living roomMain level
Dining roomMain level
BedroomMain level
BalconyMain level
BathroomMain level4-Piece

Listing Information

MLS®
1048179
Listed
September 1, 2026
Time on market
Listed today
Data last synced
September 1, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Arguably the best condo in the building! Located on a quiet street, this top floor corner unit is just steps from vibrant Cook Street Village and all its charm, and a short stroll to the ocean, Dallas Rd, Downtown, and Beacon Hill Park. Terrific floorplan with spacious glassed-in balcony. Stunning engineered hardwood flooring and brand-new plush carpeting in both bedrooms. This unit comes with covered parking and a storage locker. The building amenities include gardens, laundry, workshop, car wash, bike shed, and commons room. 100% wheelchair accessible! Must be seen to really appreciate. A rare find and outstanding value in today’s market. Quick possession available. (id:63159)

Values & Trends

This listing

$517/sqft

Building average

$539/sqft

1 active listing(s)

Fairfield West average

$577/sqft

14 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sir James Douglas ElementaryElementary436 m
Christ Church Cathedral School(Independent)Elementary/Middle754 m
Central Middle SchoolElementary961 m
South Park Family SchoolElementary961 m
Pacific School of Innovation and Inquiry(Independent)Secondary1.2 km
Victoria HighElementary1.6 km
Margaret Jenkins ElementaryElementary1.8 km
Glenlyon Norfolk School(Independent)K-121.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Hot House Pizza · 351 Cook Street180 m
  • Greek on the Street · 325 Cook Street269 m
  • The Village Taverna · 1075 Pendergast Street269 m
  • Morning People · 325 Cook Street276 m
  • The next326 m

Cafes (2)

  • Moka House · 345 Cook Street203 m
  • The Hidden Gem Treat Shop & Cafe · 337 Cook Street244 m

Grocery (1)

  • The Root Cellar Village Green Grocer · 271 Cook Street340 m

Parks (5+)

  • Chapman Park · 1200 Chapman Street374 m
  • Robert J. Porter Park · 1350 Fairfield Road570 m
  • Rupert Terrace Green · 850 Quadra Street748 m
  • Olive Street Green · 181 Olive Street751 m
  • Moss Rock Park · 310 Masters Road753 m

Pharmacies (2)

  • Rexall361 m
  • Victoria Compounding Pharmacy · 1089 Fort Street791 m

Banks & ATMs (1)

  • Localcoin Bitcoin ATM220 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Other Listings in This Building

Other units currently listed in the same building. 401 1145 Hilda St

View building profile →
Built 1975

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,482) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$459,854.00
Periodic payment — Principal & Interest (monthly)$2,966.82
Additional monthly expenses (strata, tax, utilities, etc.)$893.71
Total monthly cost$3,860.53
Interest paid over 5-yr term$131,795.48
Balance at end of term$413,640.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,482
Stress test qualifying rate8.09%
Payment you must qualify for$4,170.38

Cash Needed at Closing

Minimum down payment$32,482
Estimated BC PTT$9,496
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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