2038 Richter Street
Kelowna, BC V1Y2N5
$998,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.14 acres
- Frontage
- 54 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,792.4
Interior
- Basement
- Full
- Heating
- Forced air, See remarks
- Cooling / A/C
- See Remarks
- Fireplace
- Yes (1)
- Flooring
- Hardwood, Carpeted, Linoleum
Exterior & Lot
- Exterior features
- Stucco, Wood siding
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 1 — covered indicated
- Features
- Detached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | 10'8'' x 11'8'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 9'3'' x 9'7'' |
| Bedroom | Main level | 8'4'' x 11'3'' |
| Primary Bedroom | Main level | 10'4'' x 11'7'' |
| Kitchen | Main level | 8'10'' x 9'2'' |
| Living room | Main level | 12'7'' x 18'5'' |
Listing Information
- MLS®
- 10394176
- Listed
- July 28, 2026
- Time on market
- On the market for 34 days
- Data last synced
- August 28, 2026
Listing provided by: Realtymonx · Data source: CREA DDF.
Description
Charming character home offering comfort, character, and exceptional future potential in one of Kelowna's most desirable central neighbourhoods. This well-maintained home features 3 bedrooms and 1 bathroom on the main floor, showcasing original hardwood floors, beautiful wood trim, elegant coved ceilings, and a cozy wood-burning fireplace that adds timeless charm. The lower level includes a fourth bedroom, laundry area, and plenty of storage, with a separate entrance providing added flexibility for future use. Situated on a generous 54' x 112' lot with valuable rear laneway access, the property also includes a single detached garage and ample backyard space. Located on a quiet, tree-lined street, you'll enjoy a highly walkable location just minutes from downtown Kelowna, schools, parks, shopping, restaurants, and transit. Adding to its appeal, the property is located within the TS1 – Transit Supportive Corridor, offering excellent long-term redevelopment potential. The zoning supports a variety of future uses, including multi-family housing, boarding and lodging housing, and short-term rental accommodations, subject to City of Kelowna approvals. The rear laneway also provides the opportunity for a potential carriage house, making this an outstanding investment for homeowners, investors, or developers looking to capitalize on Kelowna's continued growth. Buyers are encouraged to verify all development possibilities with the City of Kelowna. (id:63159)
Values & Trends
This listing
$1,069/sqft
Building average
—
No other active listings in this building
Kelowna South average
$751/sqft
80 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
22
5/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| St Joseph Elementary School(Independent) | Elementary | 341 m |
| Central School Programs | K-12 | 436 m |
| Central Secondary | Secondary | 436 m |
| A S Matheson Elementary | Elementary | 786 m |
| Raymer Elementary | Elementary | 1.4 km |
| The Balsam School(Independent) | Elementary | 1.6 km |
| Kelowna Secondary | Secondary | 1.7 km |
| Bankhead Elementary | Elementary | 2.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- Boston Pizza · 545 Harvey Avenue687 m
Cafes (2)
- Starbucks734 m
- Abbott St. Cafe749 m
Parks (5+)
- Rowcliffe Park · 1850 Richter Street466 m
- Cameron Park · 2345 Richter Street663 m
- Cadder Avenue Beach Access669 m
- Burne Avenue Beach Access673 m
- Millbridge Park715 m
Pharmacies (2)
- Remedy'sRx518 m
- Pharmasave730 m
Banks & ATMs (1)
- Canadian Western Bank761 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.