432 Wardlaw Avenue
Kelowna, BC V1Y5B4
$1,100,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.11 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,567.06
Interior
- Heating
- Forced air, See remarks
- Fireplace
- Yes (1)
- Flooring
- Laminate, Vinyl, Wood
Exterior & Lot
- Exterior features
- Stucco
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 2 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Full bathroom | Main level | — |
| Bedroom | Main level | 9' x 10' |
| Bedroom | Main level | 10' x 12' |
| Kitchen | Main level | 7' x 10' |
| Living room | Main level | 11' x 15' |
| Full bathroom | Second level | — |
| Den | Second level | 8' x 9' |
| Bedroom | Second level | 10' x 12' |
| Primary Bedroom | Second level | 1' x 12' |
| Dining room | Second level | 7' x 12' |
| Kitchen | Second level | 8' x 16' |
| Living room | Second level | 12' x 15' |
Listing Information
- MLS®
- 10389937
- Listed
- June 2, 2026
- Time on market
- On the market for 90 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Westside · Data source: CREA DDF.
Description
Prime Kelowna South Revenue Property – Exceptional Location & Lifestyle: Rare opportunity to own in one of Kelowna’s most sought-after neighbourhoods. Ideally located between Pandosy Street and Abbott Street, this property offers outstanding walkability and is only steps from Okanagan Lake, sandy beaches, waterfront parks, Kelowna General Hospital, and the vibrant Pandosy Village district with its popular restaurants, cafes, boutiques, and everyday amenities. This versatile property features a spacious upper-level 2-bedroom plus den suite and a self-contained 2-bedroom lower-level suite with separate access and direct walkout to a private backyard. With no interior staircase connecting the suites, both levels offer excellent privacy and flexibility for investors, multi-generational living, or those seeking a mortgage helper. Reliable month-to-month tenants are currently in place in both suites, providing immediate rental income. Additional features include ample parking, new laminate flooring in the lower suite, and a roof replaced in 2014. Whether you’re looking for a solid revenue property, a live-up/rent-down opportunity, or a future family home in an unbeatable location, this is a rare chance to secure a property in the heart of Kelowna South. (id:63159)
Values & Trends
This listing
$1,034/sqft
Building average
—
No other active listings in this building
Kelowna South average
$751/sqft
80 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
12°C
Clear
Humidity 88%
Wind ENE 5 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
41
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Raymer Elementary | Elementary | 386 m |
| Kelowna Secondary | Secondary | 1.1 km |
| A S Matheson Elementary | Elementary | 1.4 km |
| KLO Middle School | Middle | 1.4 km |
| St Joseph Elementary School(Independent) | Elementary | 1.4 km |
| Central School Programs | K-12 | 1.6 km |
| Central Secondary | Secondary | 1.6 km |
| Casorso Elementary | Elementary | 1.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Original Joe's286 m
- Soy362 m
- Hector's Casa373 m
- Chutney · 3011 Pandosy Street550 m
- The Canadian Brewhouse · 3030 Pandosy Street573 m
Cafes (5+)
- Blenz Coffee330 m
- The Marmalade Cat Cafe359 m
- Bean scene420 m
- Bread Co.420 m
- Abbott St. Cafe753 m
Grocery (1)
- Lakview Market582 m
Parks (5+)
- Kinsmen Park189 m
- Osprey Park291 m
- Francis Avenue Beach Access367 m
- West Avenue Beach Access381 m
- Abbott Park403 m
Gyms (1)
- Orangetheory Fitness · 590 K.L.O. Road639 m
Pharmacies (1)
- Remedy'sRx669 m
Banks & ATMs (2)
- RBC Royal Bank613 m
- TD775 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





